2021 Stock Market

Rods79

Well-Known Member
Nov 27, 2006
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Des Moines
One thing I don't like about Fidelity (and I think this is the same with Schwab/TD), you can't set a high sell limit on any sell option...it needs to be within 50% of the current price. Makes it really cumbersome in these volatile runs. I might be missing something though.
 

ForbinsAscynt

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SuperFanatic T2
Dec 8, 2014
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Had a little fun today with 1 share of GME. Bought in at $120 and sold at $155. Right after is shot up to $185 lol
 
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CloneGuy8

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Mar 20, 2017
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Sorry to ask a dull 401k question, but I need some advice. I am in my mid 30's and my 401k portfolio is very aggressive (over 95% in equities). Should I look at putting more in bonds, or is staying aggressive at my age a good strategy?
 

Gunnerclone

Well-Known Member
Jul 16, 2010
47,179
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DSM
Sorry to ask a dull 401k question, but I need some advice. I am in my mid 30's and my 401k portfolio is very aggressive (over 95% in equities). Should I look at putting more in bonds, or is staying aggressive at my age a good strategy?
I like it, but depends on your personal risk tolerance.
 
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4theCYcle

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Jul 14, 2013
1,657
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Altoona, IA
Sorry to ask a dull 401k question, but I need some advice. I am in my mid 30's and my 401k portfolio is very aggressive (over 95% in equities). Should I look at putting more in bonds, or is staying aggressive at my age a good strategy?
Stay aggressive. You're young, even if markets correct, you keep buying back in at cheaper shares, thus in the long run your aggressive nature will pay off and it'll come back quicker even on downturns. My dad told me to do this too. I've got mine in funds that are made up of all stocks for now, and my roth set a little more conservatively. Essentially you're buying back at dips, which is the way to go. Now once you get into your mid to upper 50's or closer to whenever you plan on retiring, scale that back into some more conservative growth funds that are safer and less risky. I'm not a financial advisor, so take that with a grain of salt. But I've learned that when my 401K has been more aggressive these past 5 years, it's had more growth than the first few.
 
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3TrueFans

Just a Happily Married Man
SuperFanatic
Sep 10, 2009
50,418
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Ames
Sorry to ask a dull 401k question, but I need some advice. I am in my mid 30's and my 401k portfolio is very aggressive (over 95% in equities). Should I look at putting more in bonds, or is staying aggressive at my age a good strategy?
As someone also in their mid 30s I figure I’m working for another 25 or 30 years and can afford to be pretty aggressive with retirement money. I think mine is 90/10.
 

mynameisjonas

Well-Known Member
Jan 19, 2019
1,706
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Sorry to ask a dull 401k question, but I need some advice. I am in my mid 30's and my 401k portfolio is very aggressive (over 95% in equities). Should I look at putting more in bonds, or is staying aggressive at my age a good strategy?
If you were in your 50’s I would still urge you to stay aggressive. Mid 30’s for sure.
 

nhclone

Well-Known Member
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SuperFanatic T2
Nov 20, 2008
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Sorry to ask a dull 401k question, but I need some advice. I am in my mid 30's and my 401k portfolio is very aggressive (over 95% in equities). Should I look at putting more in bonds, or is staying aggressive at my age a good strategy?
Same age range and same strategy as you currently. I’ll likely stay very aggressive until I’m within just a couple years of retirement.
 
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DurangoCy

Well-Known Member
Jul 5, 2010
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Durango, CO
Sorry to ask a dull 401k question, but I need some advice. I am in my mid 30's and my 401k portfolio is very aggressive (over 95% in equities). Should I look at putting more in bonds, or is staying aggressive at my age a good strategy?
Use that other 5% for lottery tickets and you'll be at the right mix. I think you're fine. You have such a long time horizon that as long as you don't sell the dips, you'll be fine.
 
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Sigmapolis

Minister of Economy
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SuperFanatic T2
Aug 10, 2011
19,121
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Washington, DC
Ironically holding only "works" if you sell ;)
I have it set to sell my one $GME share at $1,000. I can wait.

If I had to do it over again and I was in my mid 30's, I would have 100% in the S&P 500 and quit playing around with the other expensive options in my 401k.
Minimizing fees is the real key to maximizing returns.
 
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