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ArgentCy

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Of course I don't know how many shares you have but if you don't want to sell any before earnings look at buying a put to protect the downside.

It looks like you could buy a Sep $135 put for around $14. That would mean for each put (cost is 100 x 14 =$1400) you would be guaranteed to be able to sell 100 shares for $135. Probably not feasible option if you have <40-50 shares total.
 

Fitzy

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Of course I don't know how many shares you have but if you don't want to sell any before earnings look at buying a put to protect the downside.

It looks like you could buy a Sep $135 put for around $14. That would mean for each put (cost is 100 x 14 =$1400) you would be guaranteed to be able to sell 100 shares for $135. Probably not feasible option if you have <40-50 shares total.
I'm in it for the long haul and am just gonna continue holding. I imagine it'll pull back at some point but it's fun to see it grow so fast even if I'm not gonna sell for potentially years down the line.
 
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ArgentCy

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I'm in it for the long haul and am just gonna continue holding. I imagine it'll pull back at some point but it's fun to see it grow so fast even if I'm not gonna sell for potentially years down the line.
Well kinda ironic but it sucks when this happens. Often times promising companies will get bought out. The day after discussing this they get bought out/merge with a larger firm. What is odd is that the market seemed to hate the merger.

 

Fitzy

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Well kinda ironic but it sucks when this happens. Often times promising companies will get bought out. The day after discussing this they get bought out/merge with a larger firm. What is odd is that the market seemed to hate the merger.

Doesn't really change much for me. I'd checked out TDOC as well and had considered buying in prior to today's announcement. Gave back some ground with the price on LVGO shares today but it's still a +100%er from when I bought and am cool with it converting once the merge finalizes.
 

NATEizKING

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Any suggestions for beginner investors?

Finally have all other finances in order and some extra cash, looking to put half in a 5ish year plan and the rest in long term holds.

Open to suggestions on the best thing to invest in for 5 year, would it be ETF's?
 

DSMCy

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Any suggestions for beginner investors?

Finally have all other finances in order and some extra cash, looking to put half in a 5ish year plan and the rest in long term holds.

Open to suggestions on the best thing to invest in for 5 year, would it be ETF's?
What's your 5 year goal, and why only 5 years? Are you saving for a house purchase or something?

I would recommend ETFs for long term/retirement investments. I like the Vanguard funds and I use the Swenson investment style:
30% - VTI
15% - VXUS
5% - VWO
20% - VNQ
25% - BND
5% - VTIP
 
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NATEizKING

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What's your 5 year goal, and why only 5 years? Are you saving for a house purchase or something?

I would recommend ETFs for long term/retirement investments. I like the Vanguard funds and I use the Swenson investment style:
30% - VTI
15% - VXUS
5% - VWO
20% - VNQ
25% - BND
5% - VTIP
Planning for house upgrade in 5ish years, wife will be back at work by then, stays home with the younglings now. May or may not move to Des Moines area at some point, but housing there is 150-200% more.
 
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brianhos

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Any suggestions for beginner investors?

Finally have all other finances in order and some extra cash, looking to put half in a 5ish year plan and the rest in long term holds.

Open to suggestions on the best thing to invest in for 5 year, would it be ETF's?
Vanguard, buy VTSAX or it's ETF version VTI. No fees, and the expense ratio is tiny.
 
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DSMCy

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Vanguard, buy VTSAX or it's ETF version VTI. No fees, and the expense ratio is tiny.
Vanguard increased expenses on their Admiral funds to get people to move to ETFs. It's only a basis point but still no reason not to go the ETF route.
 

DSMCy

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Planning for house upgrade in 5ish years, wife will be back at work by then, stays home with the younglings now. May or may not move to Des Moines area at some point, but housing there is 150-200% more.
Honestly, I still like the portfolio I outlined above for your 5 year plan.

If you want to reduce risk (but also potential return) you could allocate more to bonds (BND).
 

brianhos

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Vanguard increased expenses on their Admiral funds to get people to move to ETFs. It's only a basis point but still no reason not to go the ETF route.
When do you see that fee? I have it auto set to buy VTSAX every week.
 

DSMCy

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When do you see that fee? I have it auto set to buy VTSAX every week.

Expense Ratio is in the table on the right hand side.

VTSAX = 0.04%
VTI = 0.03%

I do the same thing monthly, but I buy VTI. I just have a reminder set to log in and place an order.
I wish there was a way to somehow have a standing order. I'm going to buy no matter what the share price is.
 

cycloneG

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DSMCy

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Vanguard lets you setup automatic recurring buys.
For stocks purchases? Are you sure about that, I think automatic investing only applies to mutual funds.

Edit: ETFs (or other stocks) don't have an option for automatic investments. Which makes sense since you don't know what the share price will be.

If you want to repeat specific transactions automatically …
ETFs
An ETF wouldn't be a suitable investment.
You can't make automatic investments or withdrawals into or out of ETFs.
 
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cycloneG

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mtowncyclone13

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My taxable account is 60% VTI and 40% VXUS. Easy automatic purchases every month when I deposit cash.

My Roth is mostly VT total market, 6% BND, and the rest some "fun "stocks. I'm absolutely pared down my 30 ETF portfolio from last year into an easy-to-understand allocation. Not as fun but way simpler, with the same returns. I save cash throughout the year and then deposit the $6000 on the first trading day of the year and start to save in cash for the following year.
 

ricochet

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Vanguard increased expenses on their Admiral funds to get people to move to ETFs. It's only a basis point but still no reason not to go the ETF route.
Actually they didn't raise the mutual fund expense ratio, they lowered the ETF. At least that is true for VTSAX/VTI, and I'm pretty sure any other Vanguard fund. Not sure about other companies. Your point still stands though that they are funneling people to ETFs and that is probably the better choice, especially if you are just starting out and don't have enough money for Admiral shares.
 

brianhos

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VTSAX is $1 away from the Feb high. During a depression, in the middle of a pandemic. At this point I should just get totally out of any investment that is not that. Even the bond funds that have returned 7% already this year. Seems to be no risk in going all in.
 

ArgentCy

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When do you see that fee? I have it auto set to buy VTSAX every week.
Never, one basis point is so tiny you'll never even notice. But those fees are taken out before you see the returns. They are hard to see even at 1%.