legally it's considered a gift i believeBTW, if she "Calls Off" the engagement and never walks down the isle, she should return the right - correct ??
Nice idea with the proposal. Another area I'm currently debating on. Her mom passed away a few years back, and I've played around with the idea of taking her to the cemetery where she's buried and pulling the ring out next to her mom's grave.Go with your gut. You can spend what you feel comfortable and put some thought into it you'll be fine. If she's truly the one she won't be a gold digger, she'll appreciate the ring. Just put some effort into the proposal.
I had a pretty good experience with mine. I went to Gilger in Ames after gathering info online. Spotted 1 of his designs and I think I went with a diamond between a .8 - .9 carat. Placed a couple of each of her birth stones on the insets. Paid for about half with cash and "financed" with him. He didn't charge me any interest and I had it paid off in 5 months.
Surprised my then gf with the proposal on a mountain top and she loved the ring, was very caught off guard. All her friends predicted a proposal on the trip, but she didn't believe them.
Nice idea with the proposal. Another area I'm currently debating on. Her mom passed away a few years back, and I've played around with the idea of taking her to the cemetery where she's buried and pulling the ring out next to her mom's grave.
I've had people tell me this is a great idea, but am aware it could also come off as a bit dark.
You obviously know her better than we do but..Nice idea with the proposal. Another area I'm currently debating on. Her mom passed away a few years back, and I've played around with the idea of taking her to the cemetery where she's buried and pulling the ring out next to her mom's grave.
I've had people tell me this is a great idea, but am aware it could also come off as a bit dark.
Appreciate the feedback. In addition to talking sports, I also like to use CF as a guinea pig for my not-always-so-great ideas.You obviously know her better than we do but..
What are some rules of thumb to follow?
Spend "x" months income? How do you decide your budget?
Shop at more than 1 store?
If you can't pay cash, how should you finance? What should a down-payment look like if so?
Do you need the jewelry insurance, or is this similar to the bogus warranties car salesmen try to push?
Who knows yellow diamonds may become a big deal. Hell they took diamonds they just about couldn't give away because of terrible color and marketed them as "chocolate diamonds" to create a market for them and amazingly a whole market was created out of thin air.I felt like I got a better deal by buying the diamond, and having them set it. But I was going for the simple look--not a lot of crap on the ring other than the diamond. The wedding band had plenty of that extra crap!
I'll agree with clarity and color being more important than size. Of course size is important, but she doesn't want a big dull yellow diamond.
calm down there casanova.We went on a trip together and on the last day she told me she was disappointed that I hadn't asked her on the trip since it was a prime opportunity. Little did she know that the ring was in the safe back at the hotel. I went to the hotel office when we got back late "to complain about a problem with our room" but when I got back to our room I told her that they said the moon was fantastic so we should go out on the beach and see it. Actually the moon was full and fantastic and I proposed on the beach. We were in Mexico so I proposed in Spanish.
It was special to her specifically because I'm not a Casanova. Just trying to give him ideas on how to personalize the moment and make it special. She was expecting it on the trip so I tried to find a way to surprise her anyway.calm down there casanova.
Don't shop at any chain as they are crazy high. I bought directly from a broker in downtown Chicago that my sister knew.
Nice idea with the proposal. Another area I'm currently debating on. Her mom passed away a few years back, and I've played around with the idea of taking her to the cemetery where she's buried and pulling the ring out next to her mom's grave.
I've had people tell me this is a great idea, but am aware it could also come off as a bit dark.
For insurance, yes get the insurance as you never know how she might lose it. I added on a personal article policy when I was at State Farm. Cost like $30/year. I did not add it to the homeowners insuance because I did not want to have to pay the deductible or make a homeowners claim. There are places you and buy standalone ring insurance. Jewelers Mutual is a Geico company that sells policies online.
Her mother was the nearest and dearest person to her in life. She was, and still is devastated by the loss (it was breast cancer). I thought it would be symbolic in a way, of being able to do this in front of her mom. Obviously I will get her father's blessing, but this would be the closest I could get to including her mom. If any of that makes sense...which it's starting to less and less.If this fits your relationship with her, then I suppose you could do it. Do you spend a lot of time with her at her mother's grave? Creeps me out. In fact, I'm a little scared about replying to your post.
Her mother was the nearest and dearest person to her in life. She was, and still is devastated by the loss (it was breast cancer). I thought it would be symbolic in a way, of being able to do this in front of her mom. Obviously I will get her father's blessing, but this would be the closest I could get to including her mom. If any of that makes sense...which it's starting to less and less.
"A conditional gift is one where the giver gives the gift to the receiver with the expectation that some future event or action will take place. If the agreed-upon event does not occur or the agreed-upon condition is not met, then the gift-giver has the right to get the gift back. The majority of courts classify engagement rings as a conditional gift, and award the engagement ring to the giver in broken engagement cases."legally it's considered a gift i believe