I'm still putting money in every month. My account balances don't look very good right now, but I really don't have a lot of good alternative investments. I have a fair chunk of real estate in my portfolio, so don't want to own much more of that right now. Historically stocks have been a good bet. I've got 25 to 30 years before I'll need to start tapping into this if I do, so can definetly think long term. Just wondering what everybody else is doing?