I used to buy stuff on ebay somewhat regularly, but haven't now for 3-4 years. I just recently put bids on some stuff and was trying to remember how Paypal works. I seem to remember you just go through checkout and it puts it on the credit card you designated - is that right? I logged onto Paypal and it had all this stuff about sending money, receiving money, account balances etc. Don't know what all that stuff is. I certainly don't want the ebay negative feedback police hounding me! GO CYCLONES!!!