In case you die spreadsheet
Page 1 of 2 12 LastLast
Results 1 to 15 of 20
  1. #1
    Legend
    Points: 210,064, Level: 100
    Level completed: 0%, Points required for next Level: 0
    Overall activity: 23.0%
    Achievements:
    SocialCreated Album picturesVeteran50000 Experience Points

    Join Date
    Oct 2006
    Location
    50131
    Posts
    13,934
    Points
    210,064
    Level
    100
    Thumbs Up
    Received: 451
    Given: 657

    In case you die spreadsheet

    This probably seems morbid and I'm not planning on dying anytime soon but the other day I was thinking about how screwed up my wife would be if I died.

    The problem is not that she would be hurting financially but since she never pays the bills, she wouldn't even know where to start. I'm talking about things like multiple checking/savings accounts, brokerage accounts, IRA's, mortgage, etc.

    Has anyone put anything like this together? What did you include? Where did you keep it?

    She is not interested in these types of things and I'm anal about finances so over the last 15 years I've just taken care of it.



  2. #2
    Starter
    Points: 24,280, Level: 47
    Level completed: 73%, Points required for next Level: 270
    Overall activity: 0%
    Achievements:
    Veteran10000 Experience Points
    shawn_200m's Avatar
    Join Date
    Apr 2006
    Location
    Tipton, IA
    Posts
    683
    Points
    24,280
    Level
    47
    Thumbs Up
    Received: 2
    Given: 1

    Re: In case you die spreadsheet

    I have basically the same situation...I handle all of the finances, and have multiple money market, brokerage, and IRA accounts that my wife has no clue how to access or what to do with them. I put together sheet with all of the account numbers and passwords...not sure if she'd be able to figure out what to do if she accessed the accounts but at least she could get that far.



  3. #3
    Pro
    Points: 40,089, Level: 61
    Level completed: 80%, Points required for next Level: 261
    Overall activity: 3.0%
    Achievements:
    SocialVeteranCreated Album pictures25000 Experience Points

    Join Date
    May 2008
    Location
    Ames
    Posts
    3,064
    Points
    40,089
    Level
    61
    Thumbs Up
    Received: 60
    Given: 30

    Re: In case you die spreadsheet

    One other thing to consider: making a list of all one's online/electronic accounts -- as in CF, Facebook, dept. stores, Amazon, etc. -- along with the user names and passwords or codes. This should be on paper, not electronic. You never know when you've just made your last purchase or post.



  4. #4
    All-Star
    Points: 41,550, Level: 62
    Level completed: 93%, Points required for next Level: 100
    Overall activity: 2.0%
    Achievements:
    Veteran25000 Experience Points
    tec71's Avatar
    Join Date
    Apr 2006
    Location
    Ankeny, Iowa
    Posts
    1,223
    Points
    41,550
    Level
    62
    Thumbs Up
    Received: 73
    Given: 7

    Re: In case you die spreadsheet

    I gave mine to my dad, in sort of a "In Case of Emergency Please Break Glass" envelope. He could hand it off to her then, because I'm not certain if I give her something like that now that she could find it when she needed it.


    "95% of all quotes posted on Facebook are either made up or mistakenly attributed to someone famous." - Albert Einstien


  5. #5
    Bench Warmer
    Points: 9,328, Level: 28
    Level completed: 97%, Points required for next Level: 22
    Overall activity: 0%
    Achievements:
    Veteran5000 Experience Points

    Join Date
    Aug 2009
    Location
    Norwalk, IA
    Posts
    312
    Points
    9,328
    Level
    28
    Thumbs Up
    Received: 0
    Given: 0

    Re: In case you die spreadsheet

    Quote Originally Posted by shawn_200m View Post
    I have basically the same situation...I handle all of the finances, and have multiple money market, brokerage, and IRA accounts that my wife has no clue how to access or what to do with them. I put together sheet with all of the account numbers and passwords...not sure if she'd be able to figure out what to do if she accessed the accounts but at least she could get that far.
    Same here. I've gone as far as tell my wife where to find the information, but not what to do with it. I've got as many bills set up on automatic payment as I can, so I suppose it would be important to make sure those are listed, along with the variable-amount ones that I prefer to pay manually.



  6. #6
    Hall-Of-Famer
    Points: 84,703, Level: 90
    Level completed: 53%, Points required for next Level: 847
    Overall activity: 0%
    Achievements:
    Veteran50000 Experience PointsCreated Album pictures
    azepp's Avatar
    Join Date
    Dec 2009
    Location
    Ankeny
    Posts
    3,964
    Points
    84,703
    Level
    90
    Thumbs Up
    Received: 183
    Given: 128

    Re: In case you die spreadsheet

    I made a spreadsheet too. Has all of the account numbers, locations, approximate balances, and web addresses for logging in along with user names and passwords. It includes financial accounts, debt accounts, and insurance policy information. I update it every year and put an updated copy in our safe deposit box. She knows where to look if something goes wrong. If something were to happen to both of us having it in the safe deposit box allows our will executor to get it without having to go through the computer (the executor is named on the safe deposit box in the case of our death). I just gave our executor the safe deposit box information with the copy of our will and told them to start there.



  7. #7
    Pro
    Points: 37,662, Level: 59
    Level completed: 85%, Points required for next Level: 188
    Overall activity: 4.0%
    Achievements:
    SocialVeteranCreated Album pictures25000 Experience Points
    rdubbs's Avatar
    Join Date
    Feb 2009
    Location
    Central Iowa
    Posts
    2,765
    Points
    37,662
    Level
    59
    Thumbs Up
    Received: 3
    Given: 3

    Re: In case you die spreadsheet

    I should really make sure I clear my cookies at work everyday



  8. #8
    st8
    Guest

    Re: In case you die spreadsheet

    I have a plot map, written on a napkin that shows where the containers of coins, paper money and pornography I deemed valuable are buried around the backyard. "15 paces due southwest from the sycamore tree, $8.57 in pennies and a suzan B anthony about 3 foot down inside a spiderman lunch pale".... "two paces to the south, Harry Pooter volumes 1-8" this recession will not effect my retirement plan.... suckers!!



  9. #9
    Legend
    Points: 143,162, Level: 100
    Level completed: 0%, Points required for next Level: 0
    Overall activity: 6.0%
    Achievements:
    SocialVeteranCreated Album pictures50000 Experience Points

    Join Date
    Oct 2007
    Location
    Marshalltown
    Posts
    10,250
    Points
    143,162
    Level
    100
    Thumbs Up
    Received: 267
    Given: 175

    Re: In case you die spreadsheet

    Quote Originally Posted by st8 View Post
    I have a plot map, written on a napkin that shows where the containers of coins, paper money and pornography I deemed valuable are buried around the backyard. "15 paces due southwest from the sycamore tree, $8.57 in pennies and a suzan B anthony about 3 foot down inside a spiderman lunch pale".... "two paces to the south, Harry Pooter volumes 1-8" this recession will not effect my retirement plan.... suckers!!



  10. #10
    Speechless
    Points: 262,069, Level: 100
    Level completed: 0%, Points required for next Level: 0
    Overall activity: 30.0%
    Achievements:
    Veteran50000 Experience Points

    Join Date
    Apr 2006
    Posts
    16,219
    Points
    262,069
    Level
    100
    Thumbs Up
    Received: 889
    Given: 766

    Re: In case you die spreadsheet

    Quote Originally Posted by Ms3r4ISU View Post
    One other thing to consider: making a list of all one's online/electronic accounts -- as in CF, Facebook, dept. stores, Amazon, etc. -- along with the user names and passwords or codes. This should be on paper, not electronic. You never know when you've just made your last purchase or post.
    Why would you need anything for these? If you are dead why would your wife feel the need to go on your CF or Facebook, etc... accounts?



  11. #11
    Hall-Of-Famer
    Points: 84,703, Level: 90
    Level completed: 53%, Points required for next Level: 847
    Overall activity: 0%
    Achievements:
    Veteran50000 Experience PointsCreated Album pictures
    azepp's Avatar
    Join Date
    Dec 2009
    Location
    Ankeny
    Posts
    3,964
    Points
    84,703
    Level
    90
    Thumbs Up
    Received: 183
    Given: 128

    Re: In case you die spreadsheet

    Quote Originally Posted by Cydkar View Post
    Why would you need anything for these? If you are dead why would your wife feel the need to go on your CF or Facebook, etc... accounts?
    Maybe to change your status to "Recently Departed"?



  12. #12
    Hall-Of-Famer
    Points: 66,452, Level: 80
    Level completed: 1%, Points required for next Level: 1,598
    Overall activity: 10.0%
    Achievements:
    SocialVeteran50000 Experience Points
    cyfanatic's Avatar
    Join Date
    Oct 2006
    Location
    Cedar Rapids, Iowa
    Posts
    4,105
    Points
    66,452
    Level
    80
    Thumbs Up
    Received: 57
    Given: 829

    Re: In case you die spreadsheet

    I lie in bed and think about this occasionally. Then I wake up the next morning and proceed to do nothing about it! It would really be a good idea for me to have something to help my wife out if something happens to me though.



  13. #13
    Hall-Of-Famer
    Points: 58,465, Level: 74
    Level completed: 95%, Points required for next Level: 85
    Overall activity: 5.0%
    Achievements:
    SocialVeteranCreated Album pictures50000 Experience Points
    CycoCyclone's Avatar
    Join Date
    Apr 2009
    Location
    Urbandale
    Posts
    4,658
    Points
    58,465
    Level
    74
    Thumbs Up
    Received: 37
    Given: 188

    Re: In case you die spreadsheet

    Yup and I have it on Google Docs shared with the wife, just in case of a home computer disaster.



  14. #14
    st8
    Guest

    Re: In case you die spreadsheet

    I plan on haunting the **** out of a few people anyhow, I'm sure I'll be able to change my facebook status and post on CF still while I'm doing that.



  15. #15
    Addict
    Points: 147,885, Level: 100
    Level completed: 0%, Points required for next Level: 0
    Overall activity: 1.0%
    Achievements:
    SocialVeteranCreated Album pictures50000 Experience Points
    jaretac's Avatar
    Join Date
    Nov 2006
    Location
    Frigidaire
    Posts
    7,639
    Points
    147,885
    Level
    100
    Thumbs Up
    Received: 4
    Given: 0

    Re: In case you die spreadsheet

    Quote Originally Posted by dmclone View Post
    This probably seems morbid and I'm not planning on dying anytime soon but the other day I was thinking about how screwed up my wife would be if I died.

    The problem is not that she would be hurting financially but since she never pays the bills, she wouldn't even know where to start. I'm talking about things like multiple checking/savings accounts, brokerage accounts, IRA's, mortgage, etc.

    Has anyone put anything like this together? What did you include? Where did you keep it?

    She is not interested in these types of things and I'm anal about finances so over the last 15 years I've just taken care of it.
    I have something similar, even though I'm not married. It's called a budget.



Posting Permissions

  • You may not post new threads
  • You may not post replies
  • You may not post attachments
  • You may not edit your posts
  •  
  • TV: Cyclones.tv
  • HOOPS: Iowa State vs. Mississippi Valley State
  • December 31, 2014
  • 06:00 PM