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  1. #1
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    how much does a newborn cost?

    trying to figure out my flex spend amount after a newborn...

    I want to have at least $1K to cover the deductible.

    After that I'm responsible for 10% up to $6000.

    anyone know about what they paid total when all the doctor bills were added together?

    Also, when does a child need dental? I'm leaving that uncovered for the first year I think ... there's no teeth anyway.



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    Re: how much does a newborn cost?

    Quote Originally Posted by clones_jer View Post
    trying to figure out my flex spend amount after a newborn...

    I want to have at least $1K to cover the deductible.

    After that I'm responsible for 10% up to $6000.

    anyone know about what they paid total when all the doctor bills were added together?

    Also, when does a child need dental? I'm leaving that uncovered for the first year I think ... there's no teeth anyway.
    We were told to budget $3000 but they also told us it probably wouldn't be over 2,000.



  3. #3
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    Re: how much does a newborn cost?

    Quote Originally Posted by acrozier22 View Post
    We were told to budget $3000 but they also told us it probably wouldn't be over 2,000.
    Hopistal told me they submitted ~ $7,500 worth, but that probably doesn't include checkups / imunizations / mom checkups etc.



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    Re: how much does a newborn cost?

    I think our last birth was around $2750 after insurance.



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    Re: how much does a newborn cost?

    Depends if we're talking black market or asian exchange.


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  6. #6
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    Re: how much does a newborn cost?

    Quote Originally Posted by GeronimusClone View Post
    Depends if we're talking black market or asian exchange.
    Yeah, we talking retail or wholesale?



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    Re: how much does a newborn cost?

    No we were told that our's didn't need to see the dentist until about 3 to 4 years old. This is of course assuming they don't chip or knock out a tooth.

    I don't recall the Hospital bill exact but I think we paid around $2000 after insurance. But that hospital bill is nothing compared to what you will face in the next few years. (daycare is expensive)



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    Re: how much does a newborn cost?

    Condoms are cheaper.


    Quote Originally Posted by MNCyGuy View Post
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    GC, he's obviously all man. And I don't think Ellen would go *****, even for GC...

  9. #9
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    Re: how much does a newborn cost?

    [ame=http://www.youtube.com/watch?v=nojWJ6-XmeQ]YouTube - Banned Commercial - Condoms[/ame]


    Oh we will fight, fight, fight for Iowa State,
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  10. #10
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    Re: how much does a newborn cost?

    Guys, you know better than this....The bottom line is if you have to ask, you can't afford it! And if anyone ever says "we are waiting to have kids untill we can afford them". Guess what, they'll never have kids!



  11. #11
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    Re: how much does a newborn cost?

    My neice went to the dentist a few months ago at 1 and a half.



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    Re: how much does a newborn cost?

    Quote Originally Posted by clones_jer View Post
    trying to figure out my flex spend amount after a newborn...

    I want to have at least $1K to cover the deductible.

    After that I'm responsible for 10% up to $6000.

    anyone know about what they paid total when all the doctor bills were added together?

    Also, when does a child need dental? I'm leaving that uncovered for the first year I think ... there's no teeth anyway.
    Are you talking about just medical for the first year? $3000 sounds about right for a delivery with no complications. If there are any health issues (cessarian birth, or god forbid the NICU), the sky is the limit. I think standard checkups are at 3, 6, 9, and 12 months, and of course more often if there are any health issues. And, yes, I'm pretty sure the kid is supposed to see the dentist around 12 months, but that's a pretty simple checkup so it shouldn't cost much. You could rack up $6000 in the first year pretty easily on medical bills. Then there's diapers, clothes, food, toys, car seats, cribs...



  13. #13
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    Re: how much does a newborn cost?

    Quote Originally Posted by Clonehomer View Post
    No we were told that our's didn't need to see the dentist until about 3 to 4 years old. This is of course assuming they don't chip or knock out a tooth.

    I don't recall the Hospital bill exact but I think we paid around $2000 after insurance. But that hospital bill is nothing compared to what you will face in the next few years. (daycare is expensive)
    stay at home mom for now ... we can't justify her going back to work based on what daycare costs and what she used to make. we lose out a small amount of coin this way, but overall it works out better.



  14. #14
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    Re: how much does a newborn cost?

    On dental, even though they wouldn't see a dentist right away, I know for the insurance at my work, you can only make changes within 30 days of a life changing event. So even though the baby wouldn't need dental coverage right away, you need to add them at the time they are born. So that is something to check out.



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    Re: how much does a newborn cost?

    That's why I put my kids into acting and modelling from birth. They need to carry their own weight.


    Quote Originally Posted by MNCyGuy View Post
    The only answer to "who/what is GeronimusClone?" is in fact "GeronimousClone". You're like The Todd on Scrubs.
    Quote Originally Posted by Angie View Post
    This is why you're my favorite

    Quote Originally Posted by MoreCowbell View Post
    GC, he's obviously all man. And I don't think Ellen would go *****, even for GC...

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