This was in the Register today and it was a friendly reminder to me. Everyone is eligible to get one free credit report every 12 months from each of the three major credit bureaus.

This isn't like those sites you see advertised where they will give you a free report if you buy their service. This completely free. As you go through the process they will offer a service for $5.95 here or $4.95 there but you can simply ignore those offers and move forward to your free report. It's wise to review your report for errors and/or close any accounts which may still be open that you no longer need.