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  1. #1
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    One good thing about the credit crisis

    According to the NYT (http://www.nytimes.com/2008/10/29/bu...=2&oref=slogin)

    "And lenders, over all, are slowing the flood of mail offers to a trickle with moves that would translate for the average American household into about 13 fewer pieces of credit card junk mail a year than its peak in 2005. Mail offers to new and existing customers are on pace to drop below 8.4 billion pieces, the lowest level since 2004, according to Mintel Comperemedia, a direct marketing research firm."



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    Re: One good thing about the credit crisis

    This isn't good, it's going to actually cost me more money now. I use those offers as fire starters in my fireplace...



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    Re: One good thing about the credit crisis

    This will only result in increased rates by the US Postal Office to compensate for the loss of revenue. Expect stamps to be over 50 cents within a year.



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    Re: One good thing about the credit crisis

    I smell an email tax coming.



  5. #5
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    Re: One good thing about the credit crisis

    Capital One has spent a fortune on mailers to my household. How can they stay in business with their ad costs?


    Let Prohm's Posse Ride: Hallice, Brady, Stu, Lard, Naz, Deonte, Monte, Matt, Simeon, Jordan, and Babb.

  6. #6
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    Re: One good thing about the credit crisis

    Quote Originally Posted by dosry5 View Post
    I smell an email tax coming.
    Expect an Email tax coming to support the 2009 US Post Office and a national internet sales tax so we can send out those gift stimulus tax checks that are espoused as free shot in the arm. Robbin peter to pay paul times a-coming'


    Let Prohm's Posse Ride: Hallice, Brady, Stu, Lard, Naz, Deonte, Monte, Matt, Simeon, Jordan, and Babb.

  7. #7
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    Re: One good thing about the credit crisis

    Just an FYI...Printing creates the 4th or 5th largest industry in North America..printers, mailiers, logging, MFG, mailing, catalogs, magazines, newspapers, advertising, Marketing, USPS, distributions, Billing, tickets, transit...on and on and on... So when you hate on mail or printed advertising, someone you know will be affected negatively when all is said and done. Mail is not intrusive like other forms of advertising and has one of the highest response rates. Your politicians don't tell you that and by the way when they propose "Do Not Mail" legislation, it will exclude politicians...funny how that works....

    By the way, I agree the credit mailings seem to be over the top....:).

    Thanks for the link

    Z


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  8. #8
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    Re: One good thing about the credit crisis

    After receiving two hundred offers from Capital One, I think it is time for them to cut back. My non response should have been a clue.


    Let Prohm's Posse Ride: Hallice, Brady, Stu, Lard, Naz, Deonte, Monte, Matt, Simeon, Jordan, and Babb.

  9. #9
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    Re: One good thing about the credit crisis

    Maybe interest rates wouldn't have to be so high if they didn't send everyone in America a hundred credit card offers?


    Quote Originally Posted by cyrocksmypants View Post
    CG. No one knows what you're talking about.

    Quote Originally Posted by cowgirl836 View Post
    IANAL

    http://svrwxstormchaser.blogspot.com/

  10. #10
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    Re: One good thing about the credit crisis

    I used to fill them full of other heavy junk mail and send them back in the prepaid envelop.



  11. #11
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    Re: One good thing about the credit crisis

    I have almost 700k credits...what crisis. Can I not win anymore!?


    "I feel sorry for people who don't drink. When they wake up in the morning, that's as good as they're going to feel all day".-Frank Sinatra


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  12. #12
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    Re: One good thing about the credit crisis

    Quote Originally Posted by clones26 View Post
    I have almost 700k credits...what crisis. Can I not win anymore!?
    You do realize that on November 5th those credits will be redistributed to those of us with less credits, don't you?



  13. #13
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    Re: One good thing about the credit crisis

    Quote Originally Posted by cstrunk View Post
    Maybe interest rates wouldn't have to be so high if they didn't send everyone in America a hundred credit card offers?
    Actually rates are high because they give credit to anyone breathing, regardless, if they know how to manage their money or not.


    The grass always looks greener, on the other side of the fence, but the dog over there might be meaner, on the other side of the fence… Stay in your own yard, play in your own yard!

  14. #14
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    Re: One good thing about the credit crisis

    I love it when I get offers for cards I already have... Chase/united card is especially notorious for that....


    I believe that banking institutions are more dangerous to our liberties than standing armies. If the American people ever allow private banks to control the issue of their currency, first by inflation, then by deflation, the banks and corporations that will grow up around the banks will deprive the people of all property until their children wake-up homeless on the continent their fathers conquered.

    Thomas Jefferson, 1802

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    Re: One good thing about the credit crisis

    Quote Originally Posted by frontrangeclone View Post
    I love it when I get offers for cards I already have... Chase/united card is especially notorious for that....

    Chase is a freak of nature. In this year alone, they bought up my credit card company, my mortgage, and my student loans. They are taking over my life on company at a time.



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