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  1. #1
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    Best Cash Back Credit Card?

    Looking to get a better credit card. What is the best cash back credit card people have found? For me, the rewards have to be redeemable in Iowa. Opinions on points vs. cash back?



  2. #2
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    Re: Best Cash Back Credit Card?

    good question....if i wasn't lazy, i'd do a google search....but i'm tired tonight



  3. #3
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    Re: Best Cash Back Credit Card?

    I use discover, the cashback on it sucks.


    They who can give up essential liberty to obtain a little temporary safety, deserve neither liberty nor safety. - Benjamin Franklin 1775

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    Re: Best Cash Back Credit Card?

    I use the BP visa. Gets me discounts on BP gas and also cash back to do as I please. Not sure the rate on it at this point. Its not the best out there, but Im happy with it.

    The BP Visa Card



  5. #5
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    Re: Best Cash Back Credit Card?

    My gmcard gives me 5% back to buy GM cars. They keep trying to make me switch to platinum but I know better - 5% is a nice kickback. Citicard only lets you accumulate 2% for any type of car.


    Let my Fred's Posse Ride: Georges, Naz, Hogue, Bryce, Nader, Monte, Matt, and McKay.

  6. #6
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    Re: Best Cash Back Credit Card?

    We have the Chase Freedom card and are making a decent amount of money on them. We use that card to pay for everything we can and then pay it off each month from our back account. Works very nice. :)



  7. #7
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    Re: Best Cash Back Credit Card?

    I use Chase Perfectcard. It's 3% on gas purchases and 1% on everything else. All cashback.



  8. #8
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    Re: Best Cash Back Credit Card?

    My ex-gf's father had a GM card and he's a big chevrolet type guy...and I think he said every purchase he made on it he got a certain percentage added that he could accumulate to put towards a new GM car I believe....something around those lines.



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    Re: Best Cash Back Credit Card?

    Quote Originally Posted by bostinelosd View Post
    I use the BP visa. Gets me discounts on BP gas and also cash back to do as I please. Not sure the rate on it at this point. Its not the best out there, but Im happy with it.

    The BP Visa Card
    Quote Originally Posted by ISUFan22 View Post
    We have the Chase Freedom card and are making a decent amount of money on them. We use that card to pay for everything we can and then pay it off each month from our back account. Works very nice. :)
    Quote Originally Posted by clonefan98 View Post
    I use Chase Perfectcard. It's 3% on gas purchases and 1% on everything else. All cashback.

    Ha, looks like we all use Chase cards. Apparently they are the best so far.



  10. #10
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    Re: Best Cash Back Credit Card?

    Does anyone have a Credit Card through an Airline Carrier??? I was looking at one travelling back and forth from Maryland, but now that I'm back in Iowa really wouldn't be of use and I think you have to pay a fee for each year.


    Sorry to take this off subject, but does anyone use ingdirect as a savings type deal? I used that quite a bit this past summer and was bring in 45-50 bucks a month off interest!!! Works nice when you do it for 6-7 months



  11. #11
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    Re: Best Cash Back Credit Card?

    If you spend a large amount of money (aka big purchases), Discover seems to be the way to go. They give 5% cash back on $6500+ purchases from a review I read earlier. I was actually looking at this today - as currently we share a Chase card. It's been tough to balance it (keep paying it off currently with the right amounts) being we both use it, so we're getting another so we each have one.

    I decided to go with Chase again, as 3% cash back on common purchases and 1% on everything else suited me the best. I have a $250 check on it's way to me right now for purchases we made over less than a year.



  12. #12
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    Re: Best Cash Back Credit Card?

    I keep "quick" money in ING. The interest is taxed remember.


    Exaggeration is a BILLION times worse than understating.

  13. #13
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    Re: Best Cash Back Credit Card?

    Quote Originally Posted by wartknight View Post
    I keep "quick" money in ING. The interest is taxed remember.
    Might come in handy to know that when I take to get my taxes done tomorrow! Thanks for the heads up



  14. #14
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    Re: Best Cash Back Credit Card?

    Quote Originally Posted by ISUFan22 View Post
    If you spend a large amount of money (aka big purchases), Discover seems to be the way to go. They give 5% cash back on $6500+ purchases from a review I read earlier. I was actually looking at this today - as currently we share a Chase card. It's been tough to balance it (keep paying it off currently with the right amounts) being we both use it, so we're getting another so we each have one.

    I decided to go with Chase again, as 3% cash back on common purchases and 1% on everything else suited me the best. I have a $250 check on it's way to me right now for purchases we made over less than a year.
    hmmmmmmmm.... . I must look into this. currently I spend ~4000 per month on business expenses and never carry a balance.

    5% on that is pretty sweet.

    -keep.


    The first and best victory is to conquer self; to be conquered by self is of all things most shameful and vile. - Plato

    May you only need 39 acres to turn your rig around. - keep

  15. #15
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    Re: Best Cash Back Credit Card?

    I have used this site to help pick cards...

    Best Credit Cards - Compare 500+ Credit Card Offers with 20,000+ Reviews


    Just ordered one for the office with 5% cash back



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