View Poll Results: Have your health premiums or benefits changed with the ACA?

Voters
122. You may not vote on this poll
  • My premiums have/will increase.

    59 48.36%
  • My premiums have/will not change.

    45 36.89%
  • My premiums have/will decrease.

    10 8.20%
  • I am/will receive benefits that were previously unavailable.

    4 3.28%
  • I am/will no longer receive any benefits that were previously available.

    4 3.28%
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    Have your health benefits/premiums changed with ACA?

    I don't want political discussion, just curious how this is effecting people on CF.

    I have insurance through my employer and had no changes.


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    Re: Have your health benefits/premiums changed with ACA?

    Nope.

    BTW - Good luck keeping this non-political. I'd like to be impressed with CF today.



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    Re: Have your health benefits/premiums changed with ACA?

    We're having a big meeting Thursday to hear about all the supposedly big changes to our benefits, so I should know soon. We are also still in the process of merging with another firm, however, so I have a feeling a lot of these changes would be happening even without ACA. I opt out of a lot of our benefits because we're on my wife's insurance, so honestly as long as they don't touch my lump sum payment for opting out it's no skin off my back.



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    Re: Have your health benefits/premiums changed with ACA?

    My premiums doubled... nice. Glad I can help others... and by others I mean new IRS agents with nice new cushy jobs!



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    Re: Have your health benefits/premiums changed with ACA?

    Premiums have increased and now being required to have biometrics measured - blood test for nicotine, blood sugar, blood pressure and BMI. Must hit goals to earn incentives for health savings account.

    BMI needs to be at 30 or lower, Blood Sugar at or less 100, BP 140/90 or better. No nicotine in your system - this one determines how much your premium is


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    Re: Have your health benefits/premiums changed with ACA?

    My wife is a teacher and their single plan isn't changing. I'm on my work's single plan and pay $75/month. So far they said it's not changing but with the state property tax law changing we will lose some money so they said expect larger increases in the next few years.


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    Re: Have your health benefits/premiums changed with ACA?

    My wife is a teacher with DSM Public, which provides free coverage. I think this next year she has to do some optional health activities, tests, etc otherwise it costs like $200 for the year.



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    Re: Have your health benefits/premiums changed with ACA?

    Ours is going up 3%.


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    Re: Have your health benefits/premiums changed with ACA?

    yupp i am a teacher. this is right. so we have to pay 200 bucks a year for insurance. I get 50 bucks off for creating an account on welmarks website, i get 50 bucks off for getting a physical, then i need to sign up for 2 other things activity related to get the other money off.

    to me it is no big deal at all to do this. just jumping through the hoops. and like said above, wife is still on and no extra payments



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    Re: Have your health benefits/premiums changed with ACA?

    Your poll is poorly designed... The amount of the premium and the level of coverage are different items. I didn't know if I should choose from one of the first three responses, or one of the bottom two.


    Last edited by CyFan61; 10-15-2013 at 02:44 PM.

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    Re: Have your health benefits/premiums changed with ACA?

    One thing that people need to consider is the amounts of increases in past years...so some people's rates that increase this next year still might not be as much of an increase as they would have experienced without the ACA going into effect.

    My health insurance rates have gone up over the past 5+ years at rates extremely larger than any other living costs have increased over the same amount of time.



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    Re: Have your health benefits/premiums changed with ACA?

    Quote Originally Posted by NobodyBeatsCy View Post
    Premiums have increased and now being required to have biometrics measured - blood test for nicotine, blood sugar, blood pressure and BMI. Must hit goals to earn incentives for health savings account.

    BMI needs to be at 30 or lower, Blood Sugar at or less 100, BP 140/90 or better. No nicotine in your system - this one determines how much your premium is
    Is this a direct result of the ACA or is this just what's happening when everything gets renewed this year?

    I ask, because my wife's plan has had similar requirements in place for a couple of years now. And according to a friend of mine who's an insurance broker for large companies, it was a trend that was going to probably happen with or without the ACA for companies to take less of the burden and put more on the employees to save some money.

    I think the cheapest increase I ever saw one year was 10% to the premium and that was back in 2005. Double is rough though.



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    Re: Have your health benefits/premiums changed with ACA?

    100% increase on my HSA

    We have received a discount if we get health exams for the last 7 years. It's now moving towards big brother where they will grab your blood and see how bad you've been. I find it amusing that they look for nicotine but not pot. They are the ones who pay for a large portion so I can't complain. I assume the government will have similar tests for those who are subsidized?


    Last edited by dmclone; 10-15-2013 at 02:49 PM.

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    Re: Have your health benefits/premiums changed with ACA?

    Quote Originally Posted by cyfanatic View Post
    One thing that people need to consider is the amounts of increases in past years...so some people's rates that increase this next year still might not be as much of an increase as they would have experienced without the ACA going into effect.

    My health insurance rates have gone up over the past 5+ years at rates extremely larger than any other living costs have increased over the same amount of time.
    A five year span, eh? Seems like we should all be blaming Obama for those cost increases as well!



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    Re: Have your health benefits/premiums changed with ACA?

    Mine isn't changing. My single plan is actually covered by my employer, but eventually when we have kids, my wife and eventual kid will slide over to it. I have no idea what that will cost and if it's more than it is now. I haven't heard anyone else around here ********, and that includes plenty of Republicans who breathe fire at the mention of Obama.


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