Page 4 of 12 FirstFirst 12345678 ... LastLast
Results 46 to 60 of 178
  1. #46
    Addict
    Points: 91,729, Level: 94
    Level completed: 26%, Points required for next Level: 1,421
    Overall activity: 2.0%
    Achievements:
    Veteran50000 Experience Points
    cytech's Avatar
    Join Date
    Apr 2006
    Location
    Hiawatha, Iowa
    Posts
    6,171
    Points
    91,729
    Level
    94
    Thumbs Up
    Received: 2
    Given: 3

    Re: Student loan debt

    Maybe the answer is to force people who otherwise could not get credit to go the JUCO route to open up financing for a 4 year degree.

    I would not of had as much fun, but that is the route I should of taken. I had around 32k in loans when I finished in 2004. I would of been able to cut that down considerably if I went to juco and worked for 2 years first. Should be done paying them off in about a year.



  2. #47
    Speechless
    Points: 717,916, Level: 100
    Level completed: 0%, Points required for next Level: 0
    Overall activity: 29.0%
    Achievements:
    SocialVeteranCreated Album pictures50000 Experience PointsOverdrive

    Join Date
    Apr 2006
    Location
    A pineapple under the sea
    Posts
    45,703
    Points
    717,916
    Level
    100
    Thumbs Up
    Received: 474
    Given: 254

    Re: Student loan debt

    Quote Originally Posted by cytech View Post
    Maybe the answer is to force people who otherwise could not get credit to go the JUCO route to open up financing for a 4 year degree.

    I would not of had as much fun, but that is the route I should of taken. I had around 32k in loans when I finished in 2004. I would of been able to cut that down considerably if I went to juco and worked for 2 years first. Should be done paying them off in about a year.
    I think this would happen naturally if the market determined the rates and loan feasibility.

    If we are going to have government involvement, subsidize loans for students in targeted fields where there is projected to be serious shortage (or are currently experiencing shortage). A free market would naturally account for some of that on its own.



  3. #48
    Hall-Of-Famer
    Points: 69,493, Level: 81
    Level completed: 85%, Points required for next Level: 257
    Overall activity: 0%
    Achievements:
    VeteranCreated Album pictures50000 Experience Points

    Join Date
    Mar 2006
    Location
    Houston, TX
    Posts
    4,889
    Points
    69,493
    Level
    81
    Thumbs Up
    Received: 22
    Given: 20

    Re: Student loan debt

    Quote Originally Posted by cytech View Post
    Maybe the answer is to force people who otherwise could not get credit to go the JUCO route to open up financing for a 4 year degree.

    I would not of had as much fun, but that is the route I should of taken. I had around 32k in loans when I finished in 2004. I would of been able to cut that down considerably if I went to juco and worked for 2 years first. Should be done paying them off in about a year.
    If I had to do college all over, I would go the JUCO route to complete the basic, remedial requirements.


    "We are first and foremost an educational institution that values integrity, honesty and treating others with fairness and respect".

    -ISU President Gregory Geoffroy; circa May 2003.

  4. #49
    Addict
    Points: 181,261, Level: 100
    Level completed: 0%, Points required for next Level: 0
    Overall activity: 30.0%
    Achievements:
    VeteranSocial50000 Experience Points
    cowgirl836's Avatar
    Join Date
    Sep 2009
    Location
    Madison, WI
    Posts
    8,981
    Points
    181,261
    Level
    100
    Thumbs Up
    Received: 167
    Given: 185

    Re: Student loan debt

    Quote Originally Posted by cytech View Post
    Maybe the answer is to force people who otherwise could not get credit to go the JUCO route to open up financing for a 4 year degree.

    I would not of had as much fun, but that is the route I should of taken. I had around 32k in loans when I finished in 2004. I would of been able to cut that down considerably if I went to juco and worked for 2 years first. Should be done paying them off in about a year.

    JUCO is waaaaaaaaay underutilized. I had two friends get a ton of their gen eds there before college and during the summers.....they graduated college a year early - one of them with two degrees. There's a huge stigma about going to JUCO, but they're the ones laughing. I wish more people who are unsure what they want to do would go that route first and save themselves several thousand dollars while they figure out what they want to pursue. And even beyond that, not everyone wants or needs a four-year degree. I went to ISU with one guy whose mom was adamant that he get his four year degree. He hated every minute of it. The mom and sister wrote all his papers as a bribe to keep him in school. He drives semis and works on a farm just like he loves. Wasted money. And I will guarantee his income is MUCH higher than the dingbat in the article. My brothers are the same way. They would rather pull out their own teeth than go to college.



  5. #50
    Hall-Of-Famer
    Points: 69,493, Level: 81
    Level completed: 85%, Points required for next Level: 257
    Overall activity: 0%
    Achievements:
    VeteranCreated Album pictures50000 Experience Points

    Join Date
    Mar 2006
    Location
    Houston, TX
    Posts
    4,889
    Points
    69,493
    Level
    81
    Thumbs Up
    Received: 22
    Given: 20

    Re: Student loan debt

    I'm losing faith that most of the 1-Trillion Dollars of student debt will not be repaid and probably picked up by the tax payers. Anybody else see any hope otherwise?


    "We are first and foremost an educational institution that values integrity, honesty and treating others with fairness and respect".

    -ISU President Gregory Geoffroy; circa May 2003.

  6. #51
    Addict
    Points: 177,483, Level: 100
    Level completed: 0%, Points required for next Level: 0
    Overall activity: 43.0%
    Achievements:
    50000 Experience PointsVeteran
    Rhoadhoused's Avatar
    Join Date
    Apr 2010
    Location
    Ames, IA
    Posts
    7,960
    Points
    177,483
    Level
    100
    Thumbs Up
    Received: 287
    Given: 145

    Re: Student loan debt

    Honestly, if I was an employer and I was hiring someone I would take a kid who went to a 4 year state college over a kid who went to 2 years of JUCO and 2 years of state college IF they took classes relevant to the job they were applying for at the JUCO.

    I took JUCO classes in high school, and finished almost a year before I got to college and those classes were an absolute joke.

    Now, if they just got rid of all their BS classes that everyone has to do and they aren't relevant to the job, more power to them. No issues with that.



  7. #52
    Legend
    Points: 259,754, Level: 100
    Level completed: 0%, Points required for next Level: 0
    Overall activity: 16.0%
    Achievements:
    SocialRecommendation Second ClassVeteran50000 Experience Points
    chuckd4735's Avatar
    Join Date
    Mar 2006
    Location
    Ankeny, Iowa
    Posts
    13,386
    Points
    259,754
    Level
    100
    Thumbs Up
    Received: 176
    Given: 61

    Re: Student loan debt

    Quote Originally Posted by Go2Guy View Post
    I'm losing faith that most of the 1-Trillion Dollars of student debt will not be repaid and probably picked up by the tax payers. Anybody else see any hope otherwise?
    Student loan dept is not forgivable, so I see no way that happens.



  8. #53
    Pro
    Points: 33,187, Level: 56
    Level completed: 12%, Points required for next Level: 1,063
    Overall activity: 9.0%
    Achievements:
    Veteran25000 Experience Points
    CapnCy's Avatar
    Join Date
    Jul 2010
    Posts
    2,132
    Points
    33,187
    Level
    56
    Thumbs Up
    Received: 82
    Given: 49

    Re: Student loan debt

    I just had a friend post this...I may check the book out:
    Interview: Jeffrey Selingo, Author Of 'College (Un)Bound' : NPR



  9. #54
    Hall-Of-Famer
    Points: 93,586, Level: 95
    Level completed: 23%, Points required for next Level: 1,464
    Overall activity: 0%
    Achievements:
    50000 Experience PointsSocialVeteran

    Join Date
    Aug 2010
    Location
    West Des Moines
    Posts
    3,954
    Points
    93,586
    Level
    95
    Thumbs Up
    Received: 0
    Given: 0

    Re: Student loan debt

    I went into college with 22 credits from Dmacc that we were able to take in high school. If I could go back I'd definitely look into that program where you live in the dorms at ISU but attend Dmacc just to relieve some of colleges costs.



  10. #55
    Addict
    Points: 107,966, Level: 100
    Level completed: 0%, Points required for next Level: 0
    Overall activity: 40.0%
    Achievements:
    Veteran50000 Experience PointsSocial
    Cycsk's Avatar
    Join Date
    Aug 2009
    Posts
    8,362
    Points
    107,966
    Level
    100
    Thumbs Up
    Received: 115
    Given: 194

    Re: Student loan debt

    Quote Originally Posted by Go2Guy View Post
    I'm losing faith that most of the 1-Trillion Dollars of student debt will not be repaid and probably picked up by the tax payers. Anybody else see any hope otherwise?
    It was pretty scary to listen to some of the Occupy Wall Street leaders claiming that student loan debt should be forgiven as a matter of policy. Far too many people believe this. Unfortunately, it is the least responsible people who end up milking the system while the most responsible people pay for the indiscretions of others.



  11. #56
    Legend
    Points: 310,065, Level: 100
    Level completed: 0%, Points required for next Level: 0
    Overall activity: 8.0%
    Achievements:
    SocialRecommendation Second ClassVeteranCreated Album pictures50000 Experience Points
    CyCrazy's Avatar
    Join Date
    Dec 2008
    Location
    In a Bunker
    Posts
    14,352
    Points
    310,065
    Level
    100
    Thumbs Up
    Received: 27
    Given: 9

    Re: Student loan debt

    Quote Originally Posted by Cycsk View Post
    It was pretty scary to listen to some of the Occupy Wall Street leaders claiming that student loan debt should be forgiven as a matter of policy. Far too many people believe this. Unfortunately, it is the least responsible people who end up milking the system while the most responsible people pay for the indiscretions of others.
    Same could be said for our Welfare system but I digress. My parents paid for my school but I only ended up with 18,000 in debt because I had saved enough for 2 years of school. My wife on the other hand will be paying student loans out for a good decade and she wasn't stupid with loans during school.



  12. #57
    Addict
    Points: 68,058, Level: 81
    Level completed: 1%, Points required for next Level: 1,692
    Overall activity: 23.0%
    Achievements:
    Social50000 Experience PointsRecommendation Second ClassVeteran
    NATEizKING's Avatar
    Join Date
    Feb 2011
    Location
    Hilton
    Posts
    6,312
    Points
    68,058
    Level
    81
    Thumbs Up
    Received: 63
    Given: 77

    Re: Student loan debt

    We need more aggressive academic recruiters to sign people like this up.

    SEZ! SEZ! SEZ!



  13. #58
    Speechless
    Points: 556,115, Level: 100
    Level completed: 0%, Points required for next Level: 0
    Overall activity: 4.0%
    Achievements:
    Social50000 Experience PointsOverdriveVeteranRecommendation Second Class
    ISUAgronomist's Avatar
    Join Date
    Nov 2009
    Location
    Back in Iowa!!!!!!!!
    Posts
    21,214
    Points
    556,115
    Level
    100
    Thumbs Up
    Received: 65
    Given: 41

    Re: Student loan debt

    Quote Originally Posted by Go2Guy View Post
    I'm losing faith that most of the 1-Trillion Dollars of student debt will not be repaid and probably picked up by the tax payers. Anybody else see any hope otherwise?
    Honestly, if the Gov't was serious back during the "stimulus" nonsense about stimulating the economy, they would have used the tax payer money to pay off student loan debt rather than give money to startup companies that went **** up soon after.




  14. #59
    Pro
    Points: 67,665, Level: 80
    Level completed: 76%, Points required for next Level: 385
    Overall activity: 26.0%
    Achievements:
    1 year registered50000 Experience Points
    CarlHungus's Avatar
    Join Date
    Feb 2012
    Location
    Ankeny
    Posts
    2,767
    Points
    67,665
    Level
    80
    Thumbs Up
    Received: 73
    Given: 62

    Re: Student loan debt

    Quote Originally Posted by CyCrazy View Post
    Same could be said for our Welfare system but I digress. My parents paid for my school but I only ended up with 18,000 in debt because I had saved enough for 2 years of school. My wife on the other hand will be paying student loans out for a good decade and she wasn't stupid with loans during school.
    I'm in the same boat as you. I don't have a whole lot of debt, but my wife does. Oh well, Dave Ramsey to the rescue



  15. #60
    Legend
    Points: 269,357, Level: 100
    Level completed: 0%, Points required for next Level: 0
    Overall activity: 29.0%
    Achievements:
    Veteran50000 Experience Points
    Doc's Avatar
    Join Date
    Aug 2006
    Posts
    11,202
    Points
    269,357
    Level
    100
    Thumbs Up
    Received: 156
    Given: 273

    Re: Student loan debt

    Quote Originally Posted by ISUAgronomist View Post
    Honestly, if the Gov't was serious back during the "stimulus" nonsense about stimulating the economy, they would have used the tax payer money to pay off student loan debt rather than give money to startup companies that went **** up soon after.
    Maybe students should spend some of that loan money on lobbyists



Posting Permissions

  • You may not post new threads
  • You may not post replies
  • You may not post attachments
  • You may not edit your posts
  •  
  • Football
  • Iowa State vs. North Dakota State
  • August 30, 2014
  • 06:00 PM