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  1. #1
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    How Screwed Am I?

    My gf and I left Ames Friday to head home for spring break. We made a stop in Marshalltown to get some food at the Subway in WalMart. I pulled out of the parking lot to head back to Highway 30, and pulled out right in front of another car.

    They hit me right in front of the drivers side front tire, airbags deployed. No major injuries, gf did go to the hospital cuz she said her head felt weird. The other two in the other car were fine. Everyone is okay, just a little sore. Both cars might be totaled, but my parents think my car is fixable.

    My insurance does have full coverage.

    Im just curious as what to expect from here on now. How much willl my rates go up? For how long? Anything else I need to watch out for?


    Naz Long, the Cowboy Killer

  2. #2
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    VikesFan5's Avatar
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    Re: How Screwed Am I?

    Dang man, that sucks. Glad to hear you're all alright. I can't answer any of your questions though.



  3. #3
    KFitzy87
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    Re: How Screwed Am I?

    Glad to hear you're okay!



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    Re: How Screwed Am I?

    that sucks, a lot.

    no idea, but as you're a male under 25 (assuming), I don't think it will be good :(

    but glad everyone's ok, that's the important thing.



  5. #5
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    Re: How Screwed Am I?

    I say watch out for STDs...I hear you can get them from airbags.



  6. #6
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    Re: How Screwed Am I?

    How old are you and what kind of car do you drive?


    When Prepared, Fear No One.

  7. #7
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    Re: How Screwed Am I?

    Depends on a lot of factors. How old are you? What is your driving record like? Any previous accidents? Did the cops cite you for causing this accident?

    If this is your first accident, you'll probably be OK. Your rates MIGHT go up a bit, but they probably won't drop you.



  8. #8
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    Re: How Screwed Am I?

    Your first mistake was stopping in Marshalltown.



  9. #9
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    Re: How Screwed Am I?

    Quote Originally Posted by cyclonedave25 View Post
    How old are you and what kind of car do you drive?
    19

    2004 Chrysler Concorde


    Naz Long, the Cowboy Killer

  10. #10
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    Re: How Screwed Am I?

    Quote Originally Posted by ISUAlum2002 View Post
    Depends on a lot of factors. How old are you? What is your driving record like? Any previous accidents? Did the cops cite you for causing this accident?

    If this is your first accident, you'll probably be OK. Your rates MIGHT go up a bit, but they probably won't drop you.
    Clean record, but this was my fault


    Naz Long, the Cowboy Killer

  11. #11
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    Re: How Screwed Am I?

    Quote Originally Posted by awd4cy View Post
    Your first mistake was stopping in Marshalltown.
    Not to mention Wal-Mart. However, it was for Subway, but still...


    When Prepared, Fear No One.

  12. #12
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    Re: How Screwed Am I?

    Nothing will change. A simple fender bender is why you pay insurance premiums.



  13. #13
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    Re: How Screwed Am I?

    Quote Originally Posted by cyclonedave25 View Post
    Not to mention Wal-Mart. However, it was for Subway, but still...
    Gf's fault on that one...


    Naz Long, the Cowboy Killer

  14. #14
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    Re: How Screwed Am I?

    Quote Originally Posted by KFitzy87 View Post
    Glad to hear you're okay!
    Your avatar makes me keep thinking that Ellen is back and I don't like it one bit.



  15. #15
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    Re: How Screwed Am I?

    If this helps any

    Attachment 19140


    Naz Long, the Cowboy Killer

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