Results 1 to 13 of 13
  1. #1
    Prospect
    Points: 6,029, Level: 22
    Level completed: 96%, Points required for next Level: 21
    Overall activity: 3.0%
    Achievements:
    Veteran5000 Experience Points

    Join Date
    Dec 2007
    Location
    NW Iowa
    Posts
    50
    Points
    6,029
    Level
    22
    Thumbs Up
    Received: 5
    Given: 0

    Diamond Ring warranty?

    Just wondering if anyone has any insight into purchasing the ring "warranty" that jewelers offer. I don't remember the exact details, however the jeweler is Greenberg's. It costs around 170..(all purchases come with the standard warranty). I believe most jewelers offer something similar.

    And another question, would you get a separate policy on a 5000$ ring? Or would you place it under your general property insurance?

    Any help is appreciated!



  2. #2
    Speechless
    Points: 266,608, Level: 100
    Level completed: 0%, Points required for next Level: 0
    Overall activity: 91.0%
    Achievements:
    VeteranSocial50000 Experience PointsOverdrive
    cowgirl836's Avatar
    Join Date
    Sep 2009
    Posts
    20,587
    Points
    266,608
    Level
    100
    Thumbs Up
    Received: 4,131
    Given: 4,216

    Re: Diamond Ring warranty?

    Not sure I'm reading right - so you're getting a standard warranty and they are offering additional protection for $170?

    Get the ring appraised independently and use that to get a rider for your insurance. It should be less than $100 a year.



  3. #3
    Legend
    Points: 148,471, Level: 100
    Level completed: 0%, Points required for next Level: 0
    Overall activity: 13.0%
    Achievements:
    SocialVeteranCreated Album pictures50000 Experience Points

    Join Date
    Oct 2007
    Location
    Marshalltown
    Posts
    10,687
    Points
    148,471
    Level
    100
    Thumbs Up
    Received: 460
    Given: 319

    Re: Diamond Ring warranty?

    Diamonds last forever. Duh.



  4. #4
    Speechless
    Points: 787,818, Level: 100
    Level completed: 0%, Points required for next Level: 0
    Overall activity: 37.0%
    Achievements:
    SocialVeteranCreated Album pictures50000 Experience PointsOverdrive
    Cyclonepride's Avatar
    Join Date
    Apr 2006
    Location
    A pineapple under the sea
    Posts
    53,959
    Points
    787,818
    Level
    100
    Thumbs Up
    Received: 5,575
    Given: 2,495

    Re: Diamond Ring warranty?

    Most warranties are built for their profit. As far as insurance, we added it on to our homeowner's insurance.



  5. #5
    All-Star
    Points: 62,950, Level: 77
    Level completed: 82%, Points required for next Level: 300
    Overall activity: 3.0%
    Achievements:
    50000 Experience PointsVeteran
    stevefrench's Avatar
    Join Date
    Aug 2011
    Posts
    1,454
    Points
    62,950
    Level
    77
    Thumbs Up
    Received: 223
    Given: 75

    Re: Diamond Ring warranty?

    extended warranties are almost always not worth it.



  6. #6
    Speechless
    Points: 280,483, Level: 100
    Level completed: 0%, Points required for next Level: 0
    Overall activity: 2.0%
    Achievements:
    Veteran50000 Experience Points
    isuno1fan's Avatar
    Join Date
    Mar 2006
    Location
    Clive, Iowa
    Posts
    17,939
    Points
    280,483
    Level
    100
    Thumbs Up
    Received: 318
    Given: 191

    Re: Diamond Ring warranty?

    Wife has a ring valued at $11,000. Got an inland marine insurance policy for it that costs all of $100/yr.

    I'd get a separate policy and screw the so called warranty.



  7. #7
    Addict
    Points: 97,977, Level: 97
    Level completed: 47%, Points required for next Level: 1,073
    Overall activity: 19.0%
    Achievements:
    Veteran50000 Experience Points
    CYdTracked's Avatar
    Join Date
    Mar 2006
    Location
    Grimes, IA
    Posts
    9,144
    Points
    97,977
    Level
    97
    Thumbs Up
    Received: 182
    Given: 543

    Re: Diamond Ring warranty?

    If you are buying something from a jeweler you shouldn't need a warranty on it else you aren't buying very good quality. You do need to put it on your home or renters insurance though in case it is lost or stolen.


    Go Cubs Go!

  8. #8
    Speechless
    Points: 566,901, Level: 100
    Level completed: 0%, Points required for next Level: 0
    Overall activity: 0%
    Achievements:
    Social50000 Experience PointsOverdriveVeteranRecommendation Second Class
    ISUAgronomist's Avatar
    Join Date
    Nov 2009
    Location
    Close Enough, IA
    Posts
    21,746
    Points
    566,901
    Level
    100
    Thumbs Up
    Received: 644
    Given: 353

    Re: Diamond Ring warranty?

    Add to homeowners/renters insurance policy if you're worried about it. Don't pay for a warranty they're just a scam to pull extra money from you upfront.




  9. #9
    Addict
    Points: 60,721, Level: 76
    Level completed: 42%, Points required for next Level: 929
    Overall activity: 0%
    Achievements:
    Veteran50000 Experience Points
    simply1's Avatar
    Join Date
    Jun 2009
    Location
    Salt Lake City
    Posts
    5,647
    Points
    60,721
    Level
    76
    Thumbs Up
    Received: 93
    Given: 8

    Re: Diamond Ring warranty?

    Reading it, it looks like you have to make sure to go there every 6 months for cleaning and inspection as well.

    Greenberg's Jewelers ~ Warranty Information


    I don't do signatures. Blondes, brunettes, and red heads are a different story.

  10. #10
    Pro
    Points: 92,995, Level: 94
    Level completed: 92%, Points required for next Level: 155
    Overall activity: 7.0%
    Achievements:
    Veteran50000 Experience Points

    Join Date
    Aug 2006
    Location
    The Winterset Metroplex
    Posts
    3,063
    Points
    92,995
    Level
    94
    Thumbs Up
    Received: 342
    Given: 278

    Re: Diamond Ring warranty?

    Is the warranty on the ring, or the marriage?

    Because $170 is a drop in the bucket compared to what it would cost you out of pocket.........or so I hear.


    "Correct me if I'm wrong, Scotty.......but if I kill all the golfers, they'll lock me up and throw away the key!" Carl Spackler

  11. #11
    Addict
    Points: 60,721, Level: 76
    Level completed: 42%, Points required for next Level: 929
    Overall activity: 0%
    Achievements:
    Veteran50000 Experience Points
    simply1's Avatar
    Join Date
    Jun 2009
    Location
    Salt Lake City
    Posts
    5,647
    Points
    60,721
    Level
    76
    Thumbs Up
    Received: 93
    Given: 8

    Re: Diamond Ring warranty?

    You do get free ring cleanings.


    I don't do signatures. Blondes, brunettes, and red heads are a different story.

  12. #12
    Addict
    Points: 114,283, Level: 100
    Level completed: 0%, Points required for next Level: 0
    Overall activity: 21.0%
    Achievements:
    SocialVeteran50000 Experience Points
    JP4CY's Avatar
    Join Date
    Dec 2008
    Location
    Sommerset
    Posts
    7,521
    Points
    114,283
    Level
    100
    Thumbs Up
    Received: 1,246
    Given: 472

    Re: Diamond Ring warranty?

    Quote Originally Posted by isuno1fan View Post
    Wife has a ring valued at $11,000. Got an inland marine insurance policy for it that costs all of $100/yr.

    I'd get a separate policy and screw the so called warranty.
    Wife and I did the exact same thing, for the exact same cost from State Farm.



  13. #13
    Addict
    Points: 132,102, Level: 100
    Level completed: 0%, Points required for next Level: 0
    Overall activity: 4.0%
    Achievements:
    SocialVeteran50000 Experience Points
    ianoconnor's Avatar
    Join Date
    Nov 2007
    Location
    Des Moines
    Posts
    8,040
    Points
    132,102
    Level
    100
    Thumbs Up
    Received: 989
    Given: 2,120

Posting Permissions

  • You may not post new threads
  • You may not post replies
  • You may not post attachments
  • You may not edit your posts
  •  
  • TV: Cyclones.TV
  • FOOTBALL: Iowa State vs. UNI
  • September 5, 2015
  • 07:00 PM