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Thread: Speeding Ticket

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    Speeding Ticket

    I got a deferral from the Court and all I have to do is pay the fine and it won't be on my driving record - at least as far as the state is concerned.

    But what about the insurance company - do they accept the deferral and not increase the premiums?


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    Re: Speeding Ticket

    Quote Originally Posted by Go2Guy View Post
    I got a deferral from the Court and all I have to do is pay the fine and it won't be on my driving record - at least as far as the state is concerned.

    But what about the insurance company - do they accept the deferral and not increase the premiums?
    As far as my speeding ticket was concerned, no they never even found out I received one. To get my deferral I had to donate 5 frozen turkeys and 100 cans of food to a shelter in downtown Cleveland.

    I was 17 and somehow was driving 96 in a 55 according to the cop in a POS 4-banger Ford Ranger. This was a week after they passed the law where they can look at you and tell how fast you're going without a radar....


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    Re: Speeding Ticket

    Insurance company won't know about it unless you tell them.




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    Re: Speeding Ticket

    I can call them for you if you want?



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    Re: Speeding Ticket

    Quote Originally Posted by ISUAgronomist View Post
    Insurance company won't know about it unless you tell them.
    Not mine; they had my 2008 ticket on record and it put me in a higher premium class.


    "We are first and foremost an educational institution that values integrity, honesty and treating others with fairness and respect".

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    Re: Speeding Ticket

    Quote Originally Posted by ISUAgronomist View Post
    Insurance company won't know about it unless you tell them.
    Right. If its not on your MVR they won't know about it. That's what they pull to establish your rates and they re-check it every 6 months or so and make changes accordingly.



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    Re: Speeding Ticket

    Quote Originally Posted by Go2Guy View Post
    Not mine; they had my 2008 ticket on record and it put me in a higher premium class.
    Was that ticket "dismissed" via deferred adjudication?




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    Re: Speeding Ticket

    Quote Originally Posted by Go2Guy View Post
    Not mine; they had my 2008 ticket on record and it put me in a higher premium class.
    Then your ticket went on your MVR.



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    Re: Speeding Ticket

    Quote Originally Posted by ISUAgronomist View Post
    Was that ticket "dismissed" via deferred adjudication?
    I thought it was since I elected to take a defensive driving course in lieu of a conviction.


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    Re: Speeding Ticket

    Quote Originally Posted by Go2Guy View Post
    Not mine; they had my 2008 ticket on record and it put me in a higher premium class.

    Then it sounds like you need to slow down or switch insurance companies.

    It surprises me though, in today's electronic world that more insurance companies aren't this way. Seems like it would be pretty easy to set up an alert system with all your clients



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    Re: Speeding Ticket

    Quote Originally Posted by Clonefan94 View Post
    Then it sounds like you need to slow down or switch insurance companies.

    It surprises me though, in today's electronic world that more insurance companies aren't this way. Seems like it would be pretty easy to set up an alert system with all your clients
    That's why I'm asking the question, because I thought by accepting a deferral and taking the driving course, I wouldn't have it on record, but still the State Farm found out. Also, what does one say when asked by the insurance co, "Have you had a speeding ticket in the last 3 years?". .....I suppose I can honestly say I have none on my record.


    "We are first and foremost an educational institution that values integrity, honesty and treating others with fairness and respect".

    -ISU President Gregory Geoffroy; circa May 2003.

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    Re: Speeding Ticket

    Quote Originally Posted by Go2Guy View Post
    That's why I'm asking the question, because I thought by accepting a deferral and taking the driving course, I wouldn't have it on record, but still the State Farm found out. Also, what does one say when asked by the insurance co, "Have you had a speeding ticket in the last 3 years?". .....I suppose I can honestly say I have none on my record.

    "No, my last one was in 2008" ??



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    Re: Speeding Ticket

    Quote Originally Posted by CycloneGB View Post
    "No, my last one was in 2008" ??
    2012 - 2008 = 4


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    Re: Speeding Ticket

    Quote Originally Posted by Go2Guy View Post
    Also, what does one say when asked by the insurance co, "Have you had a speeding ticket in the last 3 years?". .....I suppose I can honestly say I have none on my record.
    2012-2008 = 4

    Quote Originally Posted by CycloneGB View Post
    "No, my last one was in 2008" ??



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    Re: Speeding Ticket

    Quote Originally Posted by Go2Guy View Post
    2012 - 2008 = 4
    You forgot to carry the 2....so really it is a "future" speeding ticket

    ...on a sidenote... in Pennsylvania if you get a speeding ticket it is an automatic 150 fine plus only 1 dollar for each m.p.h. over ; so I figured ,ppffffft , 132 m.p.h. was worth it



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