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  1. #1
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    Credit monitoring?

    Hey fanatics,

    Presently in the market for credit monitoring services. Have found Credit Karma, which is free, wondering if any others have experience with other services. On one hand, I hear that the paid services are ripoffs, and on the other hand I tend to be leery of something I'm not paying for. If I'm not paying you, why are you interested in my best interests.



  2. #2
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    Re: Credit monitoring?

    Quote Originally Posted by 00clone View Post
    Hey fanatics,

    Presently in the market for credit monitoring services. Have found Credit Karma, which is free, wondering if any others have experience with other services. On one hand, I hear that the paid services are ripoffs, and on the other hand I tend to be leery of something I'm not paying for. If I'm not paying you, why are you interested in my best interests.
    Credit Karma is indeed free and if I'm not mistaken, now includes alerts for changes to your credit report. I don't know what paid services give you by comparison but I have used Credit Karma and liked it. It also gives you real-time estimates of your scores.



  3. #3
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    Re: Credit monitoring?

    I use Quizzle it has a free version and a paid version. I like it so far but have not tried any of the other services so I can't say how it compares. I do know that it has been mentioned on CNN, the Wall Street Journal, USA Today and the Today show. (Big banner at the top of the homepage told me all about it)



  4. #4
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    Re: Credit monitoring?

    I use Credit Karma. It's fairly accurate. It does has a notification service for any changes to your score. I've done a little bit of research online and it seems fairly legit.



    What ever happened to truth, justice and the American Way?

  5. #5
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    Re: Credit monitoring?

    Quote Originally Posted by 00clone View Post
    Hey fanatics,

    Presently in the market for credit monitoring services. Have found Credit Karma, which is free, wondering if any others have experience with other services. On one hand, I hear that the paid services are ripoffs, and on the other hand I tend to be leery of something I'm not paying for. If I'm not paying you, why are you interested in my best interests.
    I use credit karma. And the reason they don't want your money is because the credit card companies and financial institutions pay them to advertise their cards, loans, and products.

    I would be leery of a service that claims to be free and then charges you a recurring monthly charge.



  6. #6
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    Re: Credit monitoring?

    I haven't heard a lot of good things about the big services like LifeLock.

    There is a newer service provided by Zander Insurance I have been hearing about...this is from their website:

    Zander Insurance – Dave Ramsey Identity Theft Program – Data Breach Protection Plan

    Click the "How we compare" link.

    Looks like they get into helping with recovery which is a big deal.



  7. #7
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    chadly82's Avatar
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    Re: Credit monitoring?

    Quote Originally Posted by 00clone View Post
    Hey fanatics,

    Presently in the market for credit monitoring services. Have found Credit Karma, which is free, wondering if any others have experience with other services. On one hand, I hear that the paid services are ripoffs, and on the other hand I tend to be leery of something I'm not paying for. If I'm not paying you, why are you interested in my best interests.

    Scoresense.com check it out



  8. #8
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    Re: Credit monitoring?

    Creditsesame worked for me. Didn't have to sign up for anything or enter any cc.


    Team Rainbo_

    Quote Originally Posted by VikesFan4Ever28 View Post
    You have almost 5 crap tons.

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