Page 1 of 6 12345 ... LastLast
Results 1 to 15 of 78
  1. #1
    Addict
    Points: 107,143, Level: 100
    Level completed: 0%, Points required for next Level: 0
    Overall activity: 24.0%
    Achievements:
    50000 Experience PointsVeteran
    tm3308's Avatar
    Join Date
    Jun 2010
    Location
    Corydon/Iowa City, IA
    Posts
    5,253
    Points
    107,143
    Level
    100
    Thumbs Up
    Received: 266
    Given: 250

    MacBook Pro financing

    Hey guys. I'm looking at getting a MacBook Pro in the near future (no later than June), and I saw I can finance it over a 12-month period. Has anyone here done this? I'll have a little over $450 towards a down payment after New Years. Just wondering if that's enough for the $1,500 product, and what the minimum payments are like. I know the interest rates are crazy high (like 24%), but I'm not worried about taking more than a year. I make about $4000 coaching in the summer, so I can make minimum payments (or more if I can afford it) and then pay off the balance once I start getting paid in the summer.

    Just wondering if any of you have done this before and would recommend it.


    “Hawks tell us we have no future, and we let you know what we think of Hawk fans, which is a lower opinion all the time.” – CycloneErik 7/25/2011

    “With the exception of tm3308. He is a good contributor on this site. It is almost to the point that I question if he is actually a hawk fan. ” -- Cyclonestate78 7/25/2011

    “He broke the mold. If he wrote the OP, I would have read the whole thing.” – CycloneErik 7/25/2011

  2. #2
    Speechless
    Points: 728,925, Level: 100
    Level completed: 0%, Points required for next Level: 0
    Overall activity: 50.0%
    Achievements:
    SocialVeteranCreated Album pictures50000 Experience PointsOverdrive
    Cyclonepride's Avatar
    Join Date
    Apr 2006
    Location
    A pineapple under the sea
    Posts
    47,224
    Points
    728,925
    Level
    100
    Thumbs Up
    Received: 1,154
    Given: 601

    Re: MacBook Pro financing

    Is the interest deferred? If not, I'd find another way to buy it.



  3. #3
    Legend
    Points: 179,651, Level: 100
    Level completed: 0%, Points required for next Level: 0
    Overall activity: 16.0%
    Achievements:
    SocialVeteran50000 Experience Points
    Aclone's Avatar
    Join Date
    Dec 2007
    Location
    Des Moines, Ia.
    Posts
    12,785
    Points
    179,651
    Level
    100
    Thumbs Up
    Received: 136
    Given: 530

    Re: MacBook Pro financing

    You had it right at "crazy".

    Seriously, sounds like you should wait until summer.




    Paul Rhoads' players never quit.
    (They just disappear offseason)


  4. #4
    Addict
    Points: 107,143, Level: 100
    Level completed: 0%, Points required for next Level: 0
    Overall activity: 24.0%
    Achievements:
    50000 Experience PointsVeteran
    tm3308's Avatar
    Join Date
    Jun 2010
    Location
    Corydon/Iowa City, IA
    Posts
    5,253
    Points
    107,143
    Level
    100
    Thumbs Up
    Received: 266
    Given: 250

    Re: MacBook Pro financing

    Quote Originally Posted by Cyclonepride View Post
    Is the interest deferred? If not, I'd find another way to buy it.
    Interest is deferred for 12 months, unless you make a late payment (not too worried about that, either).


    “Hawks tell us we have no future, and we let you know what we think of Hawk fans, which is a lower opinion all the time.” – CycloneErik 7/25/2011

    “With the exception of tm3308. He is a good contributor on this site. It is almost to the point that I question if he is actually a hawk fan. ” -- Cyclonestate78 7/25/2011

    “He broke the mold. If he wrote the OP, I would have read the whole thing.” – CycloneErik 7/25/2011

  5. #5
    Addict
    Points: 180,855, Level: 100
    Level completed: 0%, Points required for next Level: 0
    Overall activity: 11.0%
    Achievements:
    SocialVeteranCreated Album pictures50000 Experience Points

    Join Date
    Oct 2007
    Location
    Marshalltown
    Posts
    9,914
    Points
    180,855
    Level
    100
    Thumbs Up
    Received: 111
    Given: 108

    Re: MacBook Pro financing

    Paying $1500 for a laptop is crazy.



  6. #6
    Addict
    Points: 143,595, Level: 100
    Level completed: 0%, Points required for next Level: 0
    Overall activity: 32.0%
    Achievements:
    50000 Experience PointsVeteran
    CyFan61's Avatar
    Join Date
    Oct 2010
    Location
    The Southeast
    Posts
    7,370
    Points
    143,595
    Level
    100
    Thumbs Up
    Received: 440
    Given: 132

    Re: MacBook Pro financing

    Quote Originally Posted by tm3308 View Post
    Interest is deferred for 12 months, unless you make a late payment (not too worried about that, either).
    Sounds like a no-brainer then. Enjoy!

    Also, a preemptive (EDIT: seeing post above mine, I guess not-so-preemptive) strike on the upcoming Apple/Microsoft argument. I have a MBP and love it - you're making a great choice.



  7. #7
    Legend
    Points: 386,311, Level: 100
    Level completed: 0%, Points required for next Level: 0
    Overall activity: 19.0%
    Achievements:
    SocialRecommendation Second ClassVeteran50000 Experience Points
    bos's Avatar
    Join Date
    Apr 2006
    Posts
    23,668
    Points
    386,311
    Level
    100
    Thumbs Up
    Received: 472
    Given: 316

    Re: MacBook Pro financing

    Hold out for the next round of releases. Apple has some nice screens coming down the pipe.



  8. #8
    All-Star
    Points: 42,874, Level: 63
    Level completed: 95%, Points required for next Level: 76
    Overall activity: 4.0%
    Achievements:
    Veteran25000 Experience Points

    Join Date
    Apr 2006
    Posts
    1,391
    Points
    42,874
    Level
    63
    Thumbs Up
    Received: 41
    Given: 24

    Re: MacBook Pro financing

    Quote Originally Posted by 1100011CS View Post
    Paying $1500 for a laptop is crazy.
    But it comes in like 5000 different colors!


    I am a patient boy. I wait, I wait, I wait, I wait...
    http://www.mapcon.com/US-EN/CMMS-Software

  9. #9
    All-Star
    Points: 18,872, Level: 41
    Level completed: 92%, Points required for next Level: 78
    Overall activity: 2.0%
    Achievements:
    Veteran10000 Experience Points

    Join Date
    Aug 2009
    Location
    Grimes
    Posts
    1,191
    Points
    18,872
    Level
    41
    Thumbs Up
    Received: 6
    Given: 7

    Re: MacBook Pro financing

    I have this computer. I'll never buy another PC.



  10. #10
    Speechless
    Points: 728,925, Level: 100
    Level completed: 0%, Points required for next Level: 0
    Overall activity: 50.0%
    Achievements:
    SocialVeteranCreated Album pictures50000 Experience PointsOverdrive
    Cyclonepride's Avatar
    Join Date
    Apr 2006
    Location
    A pineapple under the sea
    Posts
    47,224
    Points
    728,925
    Level
    100
    Thumbs Up
    Received: 1,154
    Given: 601

    Re: MacBook Pro financing

    Quote Originally Posted by tm3308 View Post
    Interest is deferred for 12 months, unless you make a late payment (not too worried about that, either).
    Okay, then I'd only buy it if I was 100% sure that I would have it paid off by the end of the term.



  11. #11
    Rookie
    Points: 15,672, Level: 38
    Level completed: 3%, Points required for next Level: 778
    Overall activity: 0%
    Achievements:
    Veteran10000 Experience Points
    CloneJob's Avatar
    Join Date
    Jan 2009
    Location
    Ankeny
    Posts
    556
    Points
    15,672
    Level
    38
    Thumbs Up
    Received: 18
    Given: 6

    Re: MacBook Pro financing

    Buying something for $1500 on credit is crazy.


    The Hawkeyes, who have lost six of their last seven games, were given a No. 11 seed and will be involved in one of the four first-round games by virtue of being one of the last four at-large teams to make the field. “It’s not a &%#$@%* play-in game!’’ McCaffery said when a reporter phrased it that way. McCaffery then hurled a bottle of G2 into the face of the reporter stating "you #$%*&@ idiot!".

  12. #12
    Legend
    Points: 261,330, Level: 100
    Level completed: 0%, Points required for next Level: 0
    Overall activity: 0%
    Achievements:
    Social50000 Experience PointsOverdriveVeteran

    Join Date
    Apr 2011
    Location
    Colorado
    Posts
    11,173
    Points
    261,330
    Level
    100
    Thumbs Up
    Received: 1
    Given: 0

    Re: MacBook Pro financing

    Quote Originally Posted by CloneJob View Post
    Buying something for $1500 on credit is crazy.
    What is he buys something for $1050 on credit?


    Team Rainbo_

    Quote Originally Posted by VikesFan4Ever28 View Post
    You have almost 5 crap tons.

  13. #13
    Hall-Of-Famer
    Points: 131,143, Level: 100
    Level completed: 0%, Points required for next Level: 0
    Overall activity: 0%
    Achievements:
    50000 Experience PointsVeteran

    Join Date
    Dec 2009
    Location
    CF Resident Dog Lover
    Posts
    4,619
    Points
    131,143
    Level
    100
    Thumbs Up
    Received: 5
    Given: 0

    Re: MacBook Pro financing

    I do this all the time with Nebraska Furn Mart either in Omaha or DSM. You cant got wrong and often you can get 36 mnth 0% financing if you check ads each week. I do it even when I have extra money just to be on the safe side.

    Ive done this so far for about 5,000 worth of furniture and electronics with not a single down side.



  14. #14
    Pro
    Points: 58,848, Level: 75
    Level completed: 20%, Points required for next Level: 1,202
    Overall activity: 0%
    Achievements:
    Veteran50000 Experience Points
    djcubby's Avatar
    Join Date
    Nov 2006
    Location
    Des Moines, IA
    Posts
    2,878
    Points
    58,848
    Level
    75
    Thumbs Up
    Received: 69
    Given: 68

    Re: MacBook Pro financing

    A very wise, and wealthy man once told me unless it's a major purchase like a house or car, if you have to use credit to buy it, you can't afford it.



  15. #15
    Speechless
    Points: 646,891, Level: 100
    Level completed: 0%, Points required for next Level: 0
    Overall activity: 47.0%
    Achievements:
    50000 Experience PointsVeteranOverdrive
    3TrueFans's Avatar
    Join Date
    Sep 2009
    Location
    Ames
    Posts
    23,865
    Points
    646,891
    Level
    100
    Thumbs Up
    Received: 1,496
    Given: 142

    Re: MacBook Pro financing

    Quote Originally Posted by djcubby View Post
    A very wise, and wealthy man once told me unless it's a major purchase like a house or car, if you have to use credit to buy it, you can't afford it.
    Bruce Wayne?



Posting Permissions

  • You may not post new threads
  • You may not post replies
  • You may not post attachments
  • You may not edit your posts
  •  
  • TV: Fox Sports 1
  • Iowa State vs. North Dakota State
  • August 30, 2014
  • 11:00 AM