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  1. #1
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    MacBook Pro financing

    Hey guys. I'm looking at getting a MacBook Pro in the near future (no later than June), and I saw I can finance it over a 12-month period. Has anyone here done this? I'll have a little over $450 towards a down payment after New Years. Just wondering if that's enough for the $1,500 product, and what the minimum payments are like. I know the interest rates are crazy high (like 24%), but I'm not worried about taking more than a year. I make about $4000 coaching in the summer, so I can make minimum payments (or more if I can afford it) and then pay off the balance once I start getting paid in the summer.

    Just wondering if any of you have done this before and would recommend it.


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  2. #2
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    Re: MacBook Pro financing

    Is the interest deferred? If not, I'd find another way to buy it.



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    Re: MacBook Pro financing

    You had it right at "crazy".

    Seriously, sounds like you should wait until summer.




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    Re: MacBook Pro financing

    Quote Originally Posted by Cyclonepride View Post
    Is the interest deferred? If not, I'd find another way to buy it.
    Interest is deferred for 12 months, unless you make a late payment (not too worried about that, either).


    “Hawks tell us we have no future, and we let you know what we think of Hawk fans, which is a lower opinion all the time.” – CycloneErik 7/25/2011

    “With the exception of tm3308. He is a good contributor on this site. It is almost to the point that I question if he is actually a hawk fan. ” -- Cyclonestate78 7/25/2011

    “He broke the mold. If he wrote the OP, I would have read the whole thing.” – CycloneErik 7/25/2011

  5. #5
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    Re: MacBook Pro financing

    Paying $1500 for a laptop is crazy.



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    Re: MacBook Pro financing

    Quote Originally Posted by tm3308 View Post
    Interest is deferred for 12 months, unless you make a late payment (not too worried about that, either).
    Sounds like a no-brainer then. Enjoy!

    Also, a preemptive (EDIT: seeing post above mine, I guess not-so-preemptive) strike on the upcoming Apple/Microsoft argument. I have a MBP and love it - you're making a great choice.



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    Re: MacBook Pro financing

    Hold out for the next round of releases. Apple has some nice screens coming down the pipe.



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    Re: MacBook Pro financing

    Quote Originally Posted by 1100011CS View Post
    Paying $1500 for a laptop is crazy.
    But it comes in like 5000 different colors!


    I am a patient boy. I wait, I wait, I wait, I wait...
    http://www.mapcon.com/US-EN/CMMS-Software

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    Re: MacBook Pro financing

    I have this computer. I'll never buy another PC.



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    Re: MacBook Pro financing

    Quote Originally Posted by tm3308 View Post
    Interest is deferred for 12 months, unless you make a late payment (not too worried about that, either).
    Okay, then I'd only buy it if I was 100% sure that I would have it paid off by the end of the term.



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    Re: MacBook Pro financing

    Buying something for $1500 on credit is crazy.


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    Re: MacBook Pro financing

    Quote Originally Posted by CloneJob View Post
    Buying something for $1500 on credit is crazy.
    What is he buys something for $1050 on credit?


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  13. #13
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    Re: MacBook Pro financing

    I do this all the time with Nebraska Furn Mart either in Omaha or DSM. You cant got wrong and often you can get 36 mnth 0% financing if you check ads each week. I do it even when I have extra money just to be on the safe side.

    Ive done this so far for about 5,000 worth of furniture and electronics with not a single down side.



  14. #14
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    Re: MacBook Pro financing

    A very wise, and wealthy man once told me unless it's a major purchase like a house or car, if you have to use credit to buy it, you can't afford it.



  15. #15
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    Re: MacBook Pro financing

    Quote Originally Posted by djcubby View Post
    A very wise, and wealthy man once told me unless it's a major purchase like a house or car, if you have to use credit to buy it, you can't afford it.
    Bruce Wayne?



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