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  1. #1
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    Sports Car Insurance?

    I just bought a new sports car and was wondering if anyone had any advice about insurance? This is for pleasure and I don't plan on driving it more than 6,000 miles per year. I looked at an online quote from GEICO and they are much cheaper than anyone else I've looked at.

    TIA!



  2. #2
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    Re: Sports Car Insurance?

    What'd ya buy?



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  4. #4
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    Re: Sports Car Insurance?

    Yep, need to know what you bought. For all we know your idea of a sports car is a 1994 civic with a fart can on it



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    Re: Sports Car Insurance?

    Quote Originally Posted by Cyclonepride View Post
    Their insurance policy is probably go buy a new one and settle in court.



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    Re: Sports Car Insurance?

    It really does make a difference what kind of sports car you are talking about. If it's not a mass produced car, I'm not sure I'd go with Geiko. I'd go with something with a local agent that you can do more than put "book value" insurance on it.



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    Re: Sports Car Insurance?

    I am with Farm Bureau. You can pick your policies fairly easily, designate a price point that you feel it is worth, and you can also take it off insurance collision for the winter and just keep enough insurance on it to cover it if the building burns or what have not.

    Definitely take a look there. I had my car quoted numerous places, and Farm Bureau is spot on with most other insurance companies if not cheaper, and a lot cheaper when I took it off collision for the winter months. Seeing your in Texas probably not a big deal, but you might want it to park it for other reasons.


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  8. #8
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    Re: Sports Car Insurance?

    Some insurance companies will offer a "collector car" insurance - it is cheap because you are limited in miles and they assume you will only be driving it in nice weather. I don't have any experience with it myself, but have heard it discussed on some of the collector car shows on SpeedChannel.


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  9. #9
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    Re: Sports Car Insurance?

    I'm not sure a Fiero qualifies as a sports car.


    "Me not winning isn't important. You do!"

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    Re: Sports Car Insurance?

    Quote Originally Posted by Naughtius View Post
    I'm not sure a Fiero qualifies as a sports car.
    Only if it has a Ferrari body kit



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    Re: Sports Car Insurance?

    It's a 2012 Corvette 2LT. And when I say GEICO has the cheapest quote, I'm talking $1400/yr vs. $2800+. That's a big difference. I'm about to call GEICO to see for sure.



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    Re: Sports Car Insurance?

    Quote Originally Posted by cstrunk View Post
    It's a 2012 Corvette 2LT.
    Nice choice.



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    Re: Sports Car Insurance?

    Quote Originally Posted by cstrunk View Post
    It's a 2012 Corvette 2LT. And when I say GEICO has the cheapest quote, I'm talking $1400/yr vs. $2800+. That's a big difference. I'm about to call GEICO to see for sure.
    Nice! Someone must have won Food Additive Designer of the Year for their non-nutritive cereal varnish.


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  14. #14
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    Re: Sports Car Insurance?

    Well, that seemed too easy. Went with GEICO, $668 for 6 months. 24 year old single male with one speeding ticket 18 months ago. Thought it would be WAY more than that.

    BI - $100k/300k
    PD - $100k
    PIP - $5k
    Uninsured Motorist BI - $50k/$100k
    Uninsured Motorist PD - $50k
    COMP - $500 deduct.
    COLL - $500 deduct.



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    Re: Sports Car Insurance?

    Quote Originally Posted by cstrunk View Post
    Well, that seemed too easy. Went with GEICO, $668 for 6 months. 24 year old single male with one speeding ticket 18 months ago. Thought it would be WAY more than that.

    BI - $100k/300k
    PD - $100k
    PIP - $5k
    Uninsured Motorist BI - $50k/$100k
    Uninsured Motorist PD - $50k
    COMP - $500 deduct.
    COLL - $500 deduct.
    Is this your only car? If not why not package your auto/Autos and Home or Renters insurance for a better price with you current company. Geico should be fine, but have fun if there is ever a problem with a claim, hard to get anything done over the phone with a person a 1000 miles away.


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