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  1. #1
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    I Need A New Bank

    I just recently moved to the Urbandale area and I'm in need of a new bank. I don't really care where the bank is located, just as long as the bank is located somewhere around the Des Moines and surrounding areas. Online banking is a huge plus, btw. Any horror stories out there? What banks should I avoid? Anyone have any advice?


    There are not many crowds or places in the country that have a better impact on the game than at Iowa State. The Cyclone fans are truly a sixth man. The place is so loud and always a fantastic crowd." - Former Kansas and current North Carolina head coach Roy Williams

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    Re: I Need A New Bank

    I am a fan of smaller banks myself. I had bad experiences with US Bank and Wells Fargo and the situations were things that shouldn't have happened on their end at all. My preference has always been the local "state bank" type of place. They will know who you are eventually and in the future it will make things easier as far as borrowing money, getting advice, etc. That's just my experience anyway.


    It's all snark from here on out

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    Re: I Need A New Bank

    Quote Originally Posted by yaman3 View Post
    I am a fan of smaller banks myself. I had bad experiences with US Bank and Wells Fargo and the situations were things that shouldn't have happened on their end at all. My preference has always been the local "state bank" type of place. They will know who you are eventually and in the future it will make things easier as far as borrowing money, getting advice, etc. That's just my experience anyway.
    That's what I'm doing right now. I'm still banking with a small bank out of Knoxville called Iowa State (Go Cyclones!) My parents bank with Wells Fargo and I've heard some bad stories about them.


    There are not many crowds or places in the country that have a better impact on the game than at Iowa State. The Cyclone fans are truly a sixth man. The place is so loud and always a fantastic crowd." - Former Kansas and current North Carolina head coach Roy Williams

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    Re: I Need A New Bank

    WF cashed a check I wrote for $400 for $700, and then tried to charge me overdraft fees on it.



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    Re: I Need A New Bank

    I don't remember ever having a bad experience with US Bank.



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    Re: I Need A New Bank

    Quote Originally Posted by Cyclonepride View Post
    WF cashed a check I wrote for $400 for $700, and then tried to charge me overdraft fees on it.
    First American Bank does a great job, also has lot's of I.S.U. connections



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    Re: I Need A New Bank

    River Valley Credit Union in Ames.



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    Re: I Need A New Bank

    I've been a US Bank customer since 1999, and have been thoroughly pleased with them. I've stuck with them because of their outstanding customer service- they bend over backwards to give you what you need. They have more locations than a local/state bank, but they're still a Midwestern company (based in Minneapolis) with the values and work ethic you'd expect out of any Midwesterner.


    True and Valiant

    I also remember a game with Kansas when Cy (wore a huge suit then) went out to center field, squatted, and "pooped" a couple of chickens that had been dyed blue then chased them around.
    Quote Originally Posted by DJK15

    God I hope so, even if it's not the right thing to do, KF needs to do it.
    Victory before honor.

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    Re: I Need A New Bank

    The owner of First American Bank is one of Iowa State's largest athletic supporters.



  10. #10
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    Re: I Need A New Bank

    one time us bank changed the order of my transactions to cause me to overdraft, then the lady told me they always did that to get you to get their credit card for overdraft protection. That cost me about 85 bucks in overdraft fees.



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    Re: I Need A New Bank

    Quote Originally Posted by yaman3 View Post
    I am a fan of smaller banks myself. I had bad experiences with US Bank and Wells Fargo and the situations were things that shouldn't have happened on their end at all. My preference has always been the local "state bank" type of place. They will know who you are eventually and in the future it will make things easier as far as borrowing money, getting advice, etc. That's just my experience anyway.

    I totally agree, got sick and tired of US Bank a couple of years ago and switched to Ames Community bank. Couldn't be more pleased.



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    Three4Cy's Avatar
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    Re: I Need A New Bank

    MetaBank has been great for me. At the branch I go to, they know me on a first name basis, which I appreciate. I went to them after dumping Bank of America.

    My question would be - if your bank is part of the preferred status for ATM's why do you need to switch? You should be able to do everything through the ATM and online, unless you are wanting a branch to go in and cash a check.



  13. #13
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    Re: I Need A New Bank

    Quote Originally Posted by ornryactor View Post
    I've been a US Bank customer since 1999, and have been thoroughly pleased with them. I've stuck with them because of their outstanding customer service- they bend over backwards to give you what you need. They have more locations than a local/state bank, but they're still a Midwestern company (based in Minneapolis) with the values and work ethic you'd expect out of any Midwesterner.
    My kids money is in US Bank and I have never had a problem. They have a great rewards program, just ordered a $100 gift card and used my reward points to pay for it.



  14. #14
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    Re: I Need A New Bank

    Quote Originally Posted by ianoconnor View Post
    I don't remember ever having a bad experience with US Bank.

    +1 been there a long time



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    Re: I Need A New Bank

    Quote Originally Posted by whirlybirds View Post
    I just recently moved to the Urbandale area and I'm in need of a new bank. I don't really care where the bank is located, just as long as the bank is located somewhere around the Des Moines and surrounding areas. Online banking is a huge plus, btw. Any horror stories out there? What banks should I avoid? Anyone have any advice?
    Stay with local credit unions. Less fees, better rates,



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