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  1. Thread: Financial Thread

    by Trice
    Replies
    118
    Views
    3,957

    Re: Financial Thread

    Great point. Low expenses and consistent, substantial contributions are more important than chasing returns among funds. That assumes of course that you're invested appropriately for your age.
    ...
  2. Thread: Financial Thread

    by Trice
    Replies
    118
    Views
    3,957

    Re: Financial Thread

    Oh gotcha, so you mean a sustained pretty high level and then a one-month REALLY high level. Yeah, why not? I'm all about low-maintenance so that's not for me. But if you're doing 15% regularly, plus...
  3. Thread: Financial Thread

    by Trice
    Replies
    118
    Views
    3,957

    Re: Financial Thread

    I'm not clear on the reasoning behind this strategy. Rather than going to (for example) 16% for six months then 8% for six months, why not just set it at 12% all the time and leave it alone? Then you...
  4. Thread: Financial Thread

    by Trice
    Replies
    118
    Views
    3,957

    Re: Financial Thread

    I'm a DIYer for the most part so I don't have a specific recommendation. But - and this is probably going to anger some people - I would be very wary of engaging a financial professional. Anyone can...
  5. Thread: Financial Thread

    by Trice
    Replies
    118
    Views
    3,957

    Re: Financial Thread

    Absolutely. And when you switch jobs, don't roll your funds into your new employer's plan. Roll them over to an IRA with the vendor of your choice. (Whatever you do, don't cash it out!) Then you'll...
  6. Thread: Financial Thread

    by Trice
    Replies
    118
    Views
    3,957

    Re: Financial Thread

    Simply having debt on a car doesn't (necessarily) mean you have too much car. For many people a $20-25K purchase without taking on any debt isn't practical. What is practical is buying a reasonably...
  7. Thread: Financial Thread

    by Trice
    Replies
    118
    Views
    3,957

    Re: Financial Thread

    I agree completely. The key to debt is knowing you have an income stream to pay it off with. But if you're disciplined, debt can be a tool.

    And as for cars, the debt absolutists will tell you...
  8. Thread: Financial Thread

    by Trice
    Replies
    118
    Views
    3,957

    Re: Financial Thread

    Invest in the 401k up to the point at which you earn the full company match. Then open up a Roth IRA (I'll put in a plug for Vanguard here) and max that out. Once you've done that, go back to the...
  9. Thread: Financial Thread

    by Trice
    Replies
    118
    Views
    3,957

    Re: Financial Thread

    A lot of people considering budgeting a chore but I think it's liberating, because once you meet your obligations and goals you can rest easy knowing you're on track, and do what you want with the...
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    2,614

    Re: Fine Assessed - $25K

    GFY Big 12.
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    2,602

    Re: Has anyone asked Pollard

    My only thought is that if ISU was the only vote against nine others in whatever measure this was, the other nine aren't going to be especially motivated to talk. So at least in my mind, it's a...
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    FS: 2 for Baylor - Section C $50 obo

    These are in row 8 of section C, which is the west side, upper deck, north goal line. Seeking $50 each or best offer. PM me.
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    Re: Mens casual extra wide shoes

    I've had three pair of Eccos and they've held up very well. My first pair I just finally replaced after four and a half years of heavy use of three to four workdays per week.
  14. Re: Gannon is back. I'm not sure how I feel about that.

    I'm just having trouble understanding the ego that it takes to think a 22yo owes you an explanation for what "burned out" means. Or that he owes you an explanation at all. Or that he has to earn your...
  15. Re: Gannon is back. I'm not sure how I feel about that.

    There are some people who need to be told.
  16. Re: Gannon is back. I'm not sure how I feel about that.

    I guess I prefer to use reason and logic and assume that a kid who earns a free education by playing football and has spent years building relationships with his teammates and presumably understands...
  17. Re: Gannon is back. I'm not sure how I feel about that.

    With all due respect, we as fans aren't (and shouldn't) be privy to a kid's mental health situation. It's a privacy matter.

    Further, he might not have even been diagnosed when he quit. That could...
  18. Re: Gannon is back. I'm not sure how I feel about that.

    I can only assume he feels much better about his ability to manage his situation and really, really wants to be on the team - because, barring injury, he's unlikely to get his spot back.

    Of...
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    12,555

    Re: Some more positive news coming...

    So it is Gannon. http://www.cyclones.com/ViewArticle.dbml?DB_OEM_ID=10700&ATCLID=209654154
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    FS: G7 parking pass for tomorrow against K St

    Best offer gets it. PM me. I'm in Ankeny and can make an exchange tonight or tomorrow morning.
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  • TV: TBD
  • Iowa State vs. Oklahoma
  • November 1, 2014
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