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  1. Re: What Operating System Do You Use On Your Home Computer and Why?

    90% of the time Chrome OS. Does 90% of what I need it to do

    10% Windows 8. When I need to use something like ITunes.
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    Re: Here we F'n go, Cyclones.tv

    You ****ed up big time pollard.
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    Re: Beer ratings sites

    Yes, that's what I was talking about. When I hear people say that a beer smells like the saddle on a horse, I think they've gone too far.
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    Re: Friday OT - Best Song Lyric

    I make the ***** purr with
    The stroke of my hand
    They know they gettin' it from me
    They know just where to go
    When they need their lovin man
    They know I do it for free
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    Re: Financial Thread

    Tdameritrade automatically puts your un-invested money into a money market account which right now is .04%
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    Re: Financial Thread

    If I was saving money for something and I knew I'd be spending that money within 3 years, I'd have no problem letting it sit in a savings account earning very little interest. The way interest rates...
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    Re: Financial Thread

    I may have mispoke. If my employer matches 75% up to 8%, that 8% is counted regardless of whether it is put in Roth 401k or standard 401k. So if I do 6% 401k and 2% roth 401k I'm meeting the criteria...
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    Re: Financial Thread

    My employer holds free workshops based on your age that gives you advice. After taking that you can then talk to a financial adviser for free. I didn't really learn a lot of new things about my...
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    Re: Financial Thread

    I like to have a mix. Since no one knows what tax rates will be in the future, by having a mix you can pull out money at different times for tax advantages.

    Like others have said:

    Put the...
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    Re: Financial Thread

    This big time. Most 401k's are filled with high cost funds that you don't need.
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    Re: Financial Thread

    I don't look at it that way. I look at it like this:

    My wife comes to me and says "The heel of my shoe fell off and I need a replacement". The problem is that we only have $10 saved to buy her new...
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    Re: Financial Thread

    No, you're right. Running it into the ground is almost always better financially. I just don't have that kind of discipline when it comes to cars. I tell myself things like "I decided to not have...
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    Re: Financial Thread

    8% is impressive. I'm guessing mine are around 40% but they were both bought outright without a loan. Keep in mind though that when I go to replace these vehicles I won't be starting from zero.
    ...
  14. Thread: HBO GO

    by dmclone
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    Re: HBO GO

    This is also what I do. Right now you can get showtime, starz, and HBO for $19/month.


    As far as "cutting the cable" IMO if you watch a lot of TV there is just too much work to try and stream...
  15. Thread: New beer news

    by dmclone
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    Re: New beer news

    If you've never had it and you like fresh hop IPA's, Sierra Nevada Celebration comes out this week. A classic that's been around for over 30 years.

    29312

    For people that say "it's too early"....
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    Re: What are you drinking tonight?

    Mikkeller Beer Geek Brunch Weasel-delicious


    with Vietnamese ca phe chon coffee. Interesting story about these coffee beans.
  17. Thread: HBO GO

    by dmclone
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    Re: HBO GO

    $20/month would be an embarrassment. HBO costs cable companies $7/month.
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    Re: Financial Thread

    IMO no item that loses money and you have to get a loan to buy is smart but that's my dumb opinion.
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    Re: Financial Thread

    I'm big into automatic withdrawals.

    For example, I have multiple checking/investment accounts. One is for bills, one is for savings, one is for daily expenses. So lets say after everything(401k,...
  20. Thread: Stock Market

    by dmclone
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    Re: Stock Market

    Anyone else looking looking for buys today?

    Took some of my wifes 401k that was on the sideline and bought some VTSMX (Vanguard Total Stock Market Index Fund ) at market close.

    Buying some COP...
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