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  • cycloneworld's Avatar
    07-18-2014, 11:17 AM
    cycloneworld replied to a thread Homebuying advice? in Off-Topic
    If you run the numbers with a 5% down payment and PMI, the numbers will shrink but it won't be a huge amount. And you have to compare apples to...
    109 replies | 2986 view(s)
  • cycloneworld's Avatar
    07-18-2014, 10:38 AM
    cycloneworld replied to a thread Homebuying advice? in Off-Topic
    It's really not a case by case decision. 9 times out of 10 the math will favor home ownership if you are going to stay in your house for 10+ years....
    109 replies | 2986 view(s)
  • cycloneworld's Avatar
    07-18-2014, 10:23 AM
    cycloneworld replied to a thread Homebuying advice? in Off-Topic
    You are correct that real estate is an investment with risk associated with it. But over time, its proven to be a very solid investment. What...
    109 replies | 2986 view(s)
  • cycloneworld's Avatar
    07-18-2014, 10:11 AM
    cycloneworld replied to a thread Homebuying advice? in Off-Topic
    Ok, I'll bite. 10 year renter $1,300/mo for 10 years = -$156,000 10 year home owner $230k purchase price of house, 20% down (~$900 per month...
    109 replies | 2986 view(s)
  • cycloneworld's Avatar
    07-18-2014, 09:40 AM
    cycloneworld replied to a thread Homebuying advice? in Off-Topic
    I'd take that bet every day of the week. Unless your home loses a ton of value in 10 years which obviously can happen but its pretty rare over that...
    109 replies | 2986 view(s)
  • cycloneworld's Avatar
    07-18-2014, 09:39 AM
    cycloneworld replied to a thread Homebuying advice? in Off-Topic
    That's some pretty bad info. Of course no one wants to pay $12,000 in interest to pay $4,200 less in taxes. It's an extra benefit though. That...
    109 replies | 2986 view(s)
  • cycloneworld's Avatar
    07-18-2014, 08:37 AM
    cycloneworld replied to a thread Homebuying advice? in Off-Topic
    While this is all true. Keep in mind: The 70k you paid in interest was tax deductible The 40k in property taxes was tax deductible If you...
    109 replies | 2986 view(s)
  • cycloneworld's Avatar
    07-16-2014, 01:16 PM
    I had a similar story with Mediacom, although it didn't complicate a home loan. I bought a house in 2007 and wanted to switch to Directv. So I...
    124 replies | 5573 view(s)
  • cycloneworld's Avatar
    07-16-2014, 12:40 PM
    cycloneworld replied to a thread Weird Al is back in Off-Topic
    I think everyone on CF needs to study this one!
    55 replies | 2210 view(s)
  • cycloneworld's Avatar
    07-16-2014, 12:39 PM
    cycloneworld replied to a thread Weird Al is back in Off-Topic
    55 replies | 2210 view(s)
  • cycloneworld's Avatar
    07-16-2014, 12:39 PM
    So far he's released Word Crimes (Blurred Lines), Foil (Royals), and Tacky (Happy). Pretty entertaining, especially if you grew up liking Weird Al.
    55 replies | 2210 view(s)
  • cycloneworld's Avatar
    07-15-2014, 12:24 PM
    Not instant. It's a single cup, drip. Side note: I actually don't think instant is too bad.
    106 replies | 3060 view(s)
  • cycloneworld's Avatar
    07-15-2014, 12:23 PM
    Short answer, by the gallon. I've actually cut back to about half a pot a day but I could (and usually do) drink it all day long. This. We...
    106 replies | 3060 view(s)
  • cycloneworld's Avatar
    07-09-2014, 09:46 AM
    cycloneworld replied to a thread MLB: 2014 Chicago Cubs in Pro Sports
    If the first half was "fun", the second half is going to be brutal. Agree about continued development. Rizzo is coming along nicely. Hit his 19th...
    307 replies | 10301 view(s)
  • cycloneworld's Avatar
    07-08-2014, 04:03 PM
    Yes, if Brazil was Turkmenistan. Brazil is the #3 team in the world. Insane watching 5 goals in less than 30 minutes.
    2283 replies | 57958 view(s)
  • cycloneworld's Avatar
    07-08-2014, 07:44 AM
    What's even more lame are the people who come into threads and post how lame the thread is. To the OP, it took guts for her to tell you. ...
    52 replies | 2890 view(s)
  • cycloneworld's Avatar
    07-07-2014, 02:54 PM
    Is your marriage fixable ie. did you just grow apart or was their an "incident" that broke the marriage? I'm with the others and say why not at...
    95 replies | 9599 view(s)
  • cycloneworld's Avatar
    07-07-2014, 10:30 AM
    cycloneworld replied to a thread MLB: 2014 Chicago Cubs in Pro Sports
    True. But unless you walk once per game (which no one does), your batting average is going to dominate your OBP stats. The Cubs actually do...
    307 replies | 10301 view(s)
  • cycloneworld's Avatar
    07-07-2014, 08:20 AM
    cycloneworld replied to a thread MLB: 2014 Chicago Cubs in Pro Sports
    Batting average is still important. I don't think its a coincidence that half of the roster is batting under .220 and the team struggles to score...
    307 replies | 10301 view(s)
  • cycloneworld's Avatar
    07-07-2014, 08:15 AM
    I don't fly too often, maybe once per quarter for work/vacation, but it seems like I've had my fair share of interesting plane stories. A couple...
    95 replies | 4267 view(s)
  • cycloneworld's Avatar
    07-02-2014, 12:47 PM
    cycloneworld replied to a thread MLB: 2014 Chicago Cubs in Pro Sports
    I like the way its coming together too (although as I fan I wish it was quicker) but I still don't think they'll be close to competing next year...
    307 replies | 10301 view(s)
  • cycloneworld's Avatar
    07-02-2014, 11:30 AM
    cycloneworld replied to a thread MLB: 2014 Chicago Cubs in Pro Sports
    I'm with you on almost everything except the bolded. Young talent is great to have but no one knows how that will translate at the major league...
    307 replies | 10301 view(s)
  • cycloneworld's Avatar
    07-01-2014, 12:38 PM
    cycloneworld replied to a thread Mortgage questions in Off-Topic
    Exactly. But you need to operate it as a separate company to get those protections. Ie. you can't cash your renters checks into your personal...
    31 replies | 1671 view(s)
  • cycloneworld's Avatar
    07-01-2014, 12:36 PM
    cycloneworld replied to a thread Mortgage questions in Off-Topic
    For me, it was when I owned more than one. For the OP, I wouldn't recommend creating an LLC and transferring his first property as it will create...
    31 replies | 1671 view(s)
  • cycloneworld's Avatar
    07-01-2014, 09:50 AM
    cycloneworld replied to a thread Mortgage questions in Off-Topic
    Yes and no. I'd tell your mortgage company that you plan to rent out your first house. 9 times out of 10 as long as you make your payments, nothing...
    31 replies | 1671 view(s)
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