Tab Content
  • ArgentCy's Avatar
    05-20-2016, 12:36 PM
    ArgentCy replied to a thread 15 year or 30 year loan in Off-Topic
    Ahh of course, words have meaning and they certainly have enough lawyers to craft an accurate if not misleading statement. Anyway, I ran the...
    139 replies | 5114 view(s)
  • ArgentCy's Avatar
    05-20-2016, 11:59 AM
    ArgentCy replied to a thread 15 year or 30 year loan in Off-Topic
    Added in the chart with comparison to investing for the first 16 years and obtaining a 7% yield compounded monthly. Please note that this only works...
    139 replies | 5114 view(s)
  • ArgentCy's Avatar
    05-20-2016, 11:49 AM
    ArgentCy replied to a thread 15 year or 30 year loan in Off-Topic
    There are so many variables that as you said before there is no one right answer. The simple answer is that it takes a very dedicated person to keep...
    139 replies | 5114 view(s)
  • ArgentCy's Avatar
    05-20-2016, 11:30 AM
    ArgentCy replied to a thread 15 year or 30 year loan in Off-Topic
    Sure it took awhile to put the excel charts together. It doesn't make as big of a difference as expected but it would at higher interest rates or...
    139 replies | 5114 view(s)
  • ArgentCy's Avatar
    05-20-2016, 11:26 AM
    ArgentCy replied to a thread 15 year or 30 year loan in Off-Topic
    Most realtors don't really give a hoot about their clients. They really just want to close a sale and move on to the next. I also have a real...
    139 replies | 5114 view(s)
  • ArgentCy's Avatar
    05-19-2016, 03:43 PM
    ArgentCy replied to a thread 15 year or 30 year loan in Off-Topic
    You can thank the National Association of Realtors for that. They have long had a very powerful lobbying arm and it has served themselves well.
    139 replies | 5114 view(s)
  • ArgentCy's Avatar
    05-19-2016, 02:59 PM
    ArgentCy replied to a thread 15 year or 30 year loan in Off-Topic
    The math doesn't hold up at all. First, when you get a new house you probably get a new 30 year loan and reset the clock. Second, you have a...
    139 replies | 5114 view(s)
  • ArgentCy's Avatar
    05-19-2016, 02:02 PM
    ArgentCy replied to a thread 15 year or 30 year loan in Off-Topic
    Been there and done that. Well, I didn't max it out but stayed at ~20% but still was over $5k. Worked out fantastic once and not so good the other...
    139 replies | 5114 view(s)
  • ArgentCy's Avatar
    05-19-2016, 11:11 AM
    ArgentCy replied to a thread 15 year or 30 year loan in Off-Topic
    The problem is that other expenses always come up. Leveraging too far is just inviting broke, dumb, and stupid to move in with you. Very few people...
    139 replies | 5114 view(s)
  • ArgentCy's Avatar
    05-18-2016, 03:52 PM
    ArgentCy replied to a thread 15 year or 30 year loan in Off-Topic
    Because you would have a much larger chunk of cash to buy the next, gee I don't know...
    139 replies | 5114 view(s)
  • ArgentCy's Avatar
    05-18-2016, 03:01 PM
    ArgentCy replied to a thread 15 year or 30 year loan in Off-Topic
    It is an interesting question. After a quick Google search it is very difficult to find any data. There are at least a thousand pages on how to do...
    139 replies | 5114 view(s)
  • ArgentCy's Avatar
    05-18-2016, 01:58 PM
    ArgentCy replied to a thread 15 year or 30 year loan in Off-Topic
    Here is a different chart. It does show that with a 15 year mortgage you will have built 50% equity (ignoring the down payment) after just over 8...
    139 replies | 5114 view(s)
  • ArgentCy's Avatar
    05-18-2016, 01:54 PM
    ArgentCy replied to a thread 15 year or 30 year loan in Off-Topic
    The houses you are looking at is irrelevant to the financing portion of the discussion. I doubt the extra payments will drop you from a new house to...
    139 replies | 5114 view(s)
  • ArgentCy's Avatar
    05-18-2016, 01:13 PM
    Can we now yell thugs at their football team?
    66 replies | 4934 view(s)
  • ArgentCy's Avatar
    05-16-2016, 02:49 PM
    ArgentCy replied to a thread Wiltz doing track in Football
    Man I never knew that track and XC only received a total of 12.6 scholarships. Makes Wrestling with 9.9 look like an expensive sport. Also explains...
    82 replies | 7048 view(s)
  • ArgentCy's Avatar
    05-16-2016, 12:54 PM
    Its a sad state of affairs today but you have to know that most of these companies will just roll over and give the fed goons whatever they ask for. ...
    14 replies | 865 view(s)
More Activity
About ArgentCy

Basic Information

Custom Fields

Custom Profile Fields

NCAA:
Iowa State

Signature


"Education consists mainly of what we have unlearned."
"If voting made any difference they wouldn't let us do it." - Mark Twain
"Whenever you find Yourself on the side of the Majority; It is time to Pause and Reflect."

The busy man is never wise and the wise man is never busy - Lin Yutang

Statistics


Total Posts
Total Posts
3,097
Posts Per Day
1.33
Thumbs Up
Thumbs Up Received
533
Thumbs Up Given
270
General Information
Last Activity
Yesterday 05:39 PM
Join Date
01-13-2010
Referrals
0
 

Experience


Points
Points
25,744
Level
49
Points: 25,744, Level: 49
 
Level up completed
Level up completed
20%
Points required
806
Level completed: 20%, Points required for next Level: 806
 

Activity


Activity
26.0%
Overall activity: 26.0%
 
Activity last 30 days
36.0%
Overall activity: 36.0%
 
Activity last 7 days
37.0%
Overall activity: 37.0%
 

Points


All Points for user
Points for User
12,395
Points for Reputation
7,750
Points for using reputation system
2
Points for every day since registration
4,643
All Points for threads
Points for threads
2,393
Points for Threads
128
Points for replies
775
Points for Views
1,490
All Points for posts
Points for Posts
10,955
Points for Posts
9,291
Points for uploading Attachments
1,664
Average Posts per Day
1.00
All Points for miscellaneous
Points for Misc
0

Activities


05-23-2016
05:10 PM ArgentCy has earned 3 Points for Posts points
05:00 PM ArgentCy has earned 3 Points for Posts points
04:30 PM ArgentCy has earned 3 Points for Posts points
03:00 PM ArgentCy has earned 3 Points for Posts points
02:20 PM ArgentCy has earned 3 Points for Posts points
02:10 PM ArgentCy has earned 3 Points for Posts points
12:30 PM ArgentCy has earned 3 Points for Posts points
12:10 PM ArgentCy has earned 3 Points for Posts points
12:00 PM ArgentCy has earned 9 Points for Posts points
12:00 PM ArgentCy has earned 4 Points for User points

05-21-2016
02:00 PM ArgentCy has earned 3 Points for Posts points
01:50 PM ArgentCy has earned 2 Points for User points
01:50 PM ArgentCy has earned 13 Points for Posts points
01:50 PM ArgentCy has earned 1 Points for threads points

05-20-2016
05:10 PM ArgentCy has earned 4 Points for Posts points
04:50 PM ArgentCy has earned 30 Points for Posts points
12:40 PM ArgentCy has earned 10 Points for Posts points
12:00 PM ArgentCy has earned 3 Points for Posts points
11:50 AM ArgentCy has earned 6 Points for Posts points
11:30 AM ArgentCy has earned 2 Points for User points


Show Activities from all Users
  • TV: TBA
  • Football Season Opener vs. UNI
  • September 3, 2016
  • 07:00 PM